2194 BAYOU ROAD, Punta Gorda, FL, 33950 | $970,000

WATERFRONT HOME W/NEW ROOF ON OVERSIZED TIP LOT & EXTREMELY QUICK SAILBOAT ACCESS!!! Opportunities like this don’t come up often: a rare, oversized tip lot located in the original sailboat section of Punta Gorda Isles with 183 feet of seawall, intersecting canal views, and quick, deep water sailboat access to open water. SO MUCH POTENTIAL HERE!! Spanning nearly 3, 000 sq ft, the 3 bed/2. 5 bath + den home was designed with the canal view in mind. A wall of sliding glass doors lines the rear, bringing in natural light and creating a seamless connection to the lanai and pool. The layout is spacious and functional, with multiple living areas and a natural flow that already lends itself to modern living. Home is ready for renovation w/NEW STONE COATED METAL TILE ROOF and great bones already in place. There are terrazzo floors peeking through in several rooms just waiting to be restored - a detail that speaks to the home’s timeless character. The footprint is there, the space is there, and the split bedroom layout makes sense - it just needs the right vision to bring it back to life. The screened lanai and pool overlook the wraparound view of intersecting canals. Dock is positioned off to the side so it doesn't interfere with the view. Bring your imagination and restore this amazing home. OR consider building your own, custom masterpiece here. Buy for the amazing lot and imagine what is possible - a home that is truly one-of-a-kind. The size and the shape of the lot allow you to create something truly exceptional, something that can't be replicated. Enjoy some of the best fishing and boating from your backyard with an existing 25ft concrete dock. This FANTASTIC LOCATION means this home is just moments from the Isles Yacht Club, historic downtown Punta Gorda, and numerous local parks. Whether walking, biking, boating or driving, you’ll find yourself close to shopping, dining, and entertainment. Discover for yourself why Punta Gorda is often considered among the best places to live, work, and retire in SW Florida.

Features

  • Rooms: 15
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 40 x 144 x 183 x 95
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1974
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,980
  • Acreage: 0.37
  • Lot Size: 40 x 144 x 183 x 95
  • Est. Taxes: $6,419
  • Lot Desc: FloodZone, City Lot, Near Golf Course, Oversized Lot, Tip Lot
  • View: Water
  • Water Front: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: C7523706
  • Days on Market: 27 days
  • Website: https://www.raveis.com
    /prop/C7523706/2194bayouroad_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 11:32:39 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2194 BAYOU ROAD, Punta Gorda, FL, 33950

$970,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $776,000 $776,000 $776,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $535 $535 $535
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,653 $4,778 $6,548
Total Monthly Payment $5,280 $5,405 $7,175

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.