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5645 LORETTA COURT, Zephyrhills, FL, 33542 | $198,000
Big price adjustment! FHA Appraisal Completed – Home Inspection and Foundation Inspection Completed. Welcome to this beautifully updated 2-bedroom, 2-bath home located in the highly sought-after Betmar Acres 55+ golf community. Situated on a quiet cul-de-sac with land ownership included — no lot rent — this property offers affordable Florida living combined with exceptional community amenities and low annual community fees of just $448 per year. Step inside to an open-concept floor plan featuring luxury vinyl plank flooring throughout, creating a clean and modern feel. The updated kitchen showcases sleek countertops, stainless steel appliances, and ample cabinetry, making it ideal for both everyday living and entertaining. A bright and inviting front sunroom has been fully integrated into the central A/C system, providing a comfortable four-season living space perfect for relaxing, reading, or gathering with friends year-round. The spacious primary suite features a walk-in closet and private en-suite bath with a step-in shower and updated vanity. The guest bedroom comfortably accommodates a queen-size bed and is conveniently located near the second full bath with a tub/shower combination. Recent improvements provide added peace of mind, including a new A/C system installed in 2023, new vapor barrier added in 2023, and recent tree trimming around the home and roof area to enhance curb appeal and help provide easier ongoing roof maintenance and peace of mind. Residents of Betmar Acres enjoy an impressive array of amenities including 27 holes of golf, two swimming pools, two hot tubs, three clubhouses, pickleball and tennis courts, bocce courts, enclosed shuffleboard courts, miniature golf, a basketball court, scenic walking trails, a library, billiards and game rooms, weekly bingo, and numerous organized social activities. Whether you are seeking a seasonal retreat or full-time residence, this move-in-ready home offers the ideal blend of comfort, value, and active living in one of Central Florida’s most vibrant 55+ communities. Schedule your private showing today and experience all that Betmar Acres has to offer!
Features
- Amenities: Basketball Court, Clubhouse, Golf Course, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s)
- Rooms: 10
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Year Built: 1987
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,416
- Acreage: 0.12
- Est. Taxes: $1,870
- HOA Fee: $435 Annually
- Lot Desc: Cul-De-Sac, Level
- Adult Communities: Yes
- Pet Policy: No
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8424841
- Days on Market: 177 days
- Website: https://www.raveis.com
/prop/TB8424841/5645lorettacourt_zephyrhills_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY NEW TAMPA Phone: 813-994-4422
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5645 LORETTA COURT, Zephyrhills, FL, 33542
$198,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $158,400 | $158,400 | $158,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $156 | $156 | $156 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $975 | $1,000 | $1,315 |
| Total Monthly Payment | $1,206 | $1,231 | $1,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388