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Discover this Well-Maintained home Located on the desirable West Side of On Top of the World - Clearwater's 55+ Premier Golf Community Step into this 2nd-floor condo that features soaring cathedral ceilings that enhance the spacious feel of the open kitchen and gathering-room concept—perfect for everyday living and entertaining. The 2-bedroom, 2-bath layout includes easy-care laminate flooring, an in-unit washer and dryer, NEWER APPLIANCES and a solid foundation ready for your personal touches. A/C 2013. BRING ALL REASONABLE OFFERS. Just steps from an aerated pond and Harbor Lake, the setting offers a peaceful backdrop for morning walks and sunset views. An elevator in the building adds convenience, making this a comfortable and accessible home in a vibrant 55+ community. Experience this vibrant, amenity-rich lifestyle the community is known for. This building's central features include an elevator, additional washers and dryers, and secure storage for owners. Community & Location Living in this gated community provides access to extensive resort-style amenities, many of which are included in your monthly fees: Free Golf: Resident owners enjoy access to two private golf courses (9 and 18 holes) at no extra cost. Active Lifestyle: The nearby East Activity Center features a fitness center, heated swimming pools, tennis and pickleball courts, and over 175 social clubs. Prime Convenience: The building is close to the East Activity Center for easy access. On-site services include a cafe, dog park, woodworking shop, and even free shuttle bus service to major shopping malls and grocery stores. Central Location: Just minutes from the award-winning Clearwater Beach, top-tier dining, and healthcare facilities. Experience maintenance-free 2026 living in one of Florida's
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Our Executive Mortgage Banker:
Our Insurance Division:
$187,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $149,600 | $149,600 | $149,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $256 | $256 | $256 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $896 | $921 | $1,212 |
| Total Monthly Payment | $1,227 | $1,252 | $1,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.