38 East Ridge Drive, Middlebury, CT, Connecticut, property flyer

38 East Ridge Drive, Middlebury, CT, 06762 | $509,900

Highest & Best due Tuesday 3/31 @5: 00 pm. Welcome to 38 E Ridge Drive - Move-In Ready & Fully Updated. This beautifully renovated home is located in one of the most sought-after areas of town. With an open floor plan and hardwood floors throughout, it offers a seamless blend of comfort and style. Inside, you'll find a large living and dining room combo. The kitchen has been thoughtfully updated with granite countertops, a lovely backsplash, and stainless-steel appliances. There are 3 spacious bedrooms and two full bathrooms. The primary bedroom includes its own private bath for added convenience. The home features two gorgeous fireplaces, one of which is propane, adding warmth and charm to the living spaces. Downstairs, the finished basement provides excellent additional living space, perfect for a gym, office, or recreation room. There's also a dedicated laundry and utility room, plus a two-car garage for added storage and convenience. The property features an upgraded heating system, converted from electric to oil, with an on-demand water heater to ensure maximum efficiency. Additionally, the home offers central air conditioning for year-round comfort. Outside, enjoy summer days by the above-ground pool, complete with composite decking, and a beautiful, large yard! This home truly has it all-modern updates, functional spaces, and a prime location. Schedule your showing today!

Features

Rooms: 5
Bedrooms: 3
Baths: 2 full
Laundry: Lower Level
Style: Raised Ranch
Year Built: 1970
Garage: 2-car Attached Garage,Paved,Off Street Parking,Driveway

Heating: Hot Air
Cooling: Central Air
Basement: Full,Fully Finished
Above Grade Approx. Sq. Feet: 1,340
Below Grade Approx. Sq. Feet: 440
Acreage: 0.64
Est. Taxes: $5,912

Lot Desc: Level Lot
Elem. School: Middlebury
High School: Regional District 15
Pool: Above Ground Pool
Appliances: Electric Range,Microwave,Refrigerator,Dishwasher
MLS#: 24158643
Website: https://www.raveis.com
/prop/24158643/38eastridgedrive_middlebury_ct?source=qrflyer

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Listing courtesy of Evjen Agency Phone: (860) 318-3500

Room Information

Type	Description	Level
Bedroom 1	Hardwood Floor	Main
Bedroom 2	Hardwood Floor	Main
Dining Room	Remodeled,Sliders,Hardwood Floor	Main
Family Room	Remodeled,Fireplace	Lower
Kitchen	Remodeled	Main
Living Room	Remodeled,Combination Liv/Din Rm,Fireplace,Hardwood Floor	Main
Primary Bedroom	Full Bath,Hardwood Floor	Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
Place up to 20+ photos of your home on our website, raveis.com
Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
Showcase your home on raveis.com with a larger and more prominent format
Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents
Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
Offers access to experienced closing attorneys at competitive rates
Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

38 East Ridge Drive, Middlebury, CT, 06762

$509,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$407,920	$407,920	$407,920
Term	360 months	360 months	180 months
Initial Interest Rate**	5.750%	6.125%	5.375%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.275%	6.284%	5.595%
Monthly Tax Payment	$493	$493	$493
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$2,381	$2,479	$3,306
Total Monthly Payment	$2,966	$3,064	$3,891

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.