THE UNIT: Welcome to #4J - a sought-after, most-wanted floor plan & layout w/ max function, coveted flexibility and a natural flow. This is also a dream “make it your own” design opportunity that allows you to renovate to taste. Step inside to an entry foyer w/ coat closet that creates space and separation between the front door and main living areas. Further in, find yourself in a spacious flex space/extended foyer/formal dining area also w/ closet that converts to literally any other use that suits your needs - a reading nook, home office, etc. From there, look left to a large living room also w/ plenty of space to use as a dining room combo or other! Past the living room, look right to a windowed, eat-in-kitchen w/ oversized formal dining area and plenty of counter space and cabinetry. Opposite the kitchen pass under an archway to the more private side of the apartment and find 2 king-sized bedrooms well-separated from the bath by another long hall. Both bedrooms offer very generous closet space - 4 separate and 1 double wide between them. A windowed bathroom offers rare, separate tub and shower options you won’t know how you lived w/out. Other apartment highlights include the most charming archways, original wood floors, high ceilings, oversized windows, crown molding and novelty pre-war detail throughout. This is a true gem that won’t last. Catch it while you can. THE BUILDING/LOCATION: The Sutton is a stunning, premiere, pre-war building that boasts stunning English design elements & Tudor style details throughout. A grand lobby boasts a doorman, absolutely gorgeous pre-war charm and novelty features to include vaulted ceilings, classic archways, beautiful stained glass, an original fireplace and so much more…. Meticulously maintained interior & exterior grounds. An equally meticulous live-in Super and full maintenance team. New, video intercom system that goes directly to your phone. Additional storage options. Bike room. Dogs and cats allowed w/ Board approval. Laundry Room on premises. Ideally located on Ascan Avenue just a few steps away from FH Gardens, the local & express subways and buses, local playgrounds, parks & more. Minutes away from all major airports and highways. Zoned for top rated PS 101, Russel Sage JHS & FH High School. OTHER: Min down payment = 20%. Max DTI = 28%. Board application and interview applies. Co-op w/ strong financials. Sublets allowed after 1 year for up to 3 years. Dogs & cats welcome w/ board approval.
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Our Executive Mortgage Banker:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,726 | $2,840 | $3,750 |
| Total Monthly Payment | $2,818 | $2,932 | $3,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.