|
Edisto Beach Retreat with Lagoon Views and Elevator Access! Welcome to your Summerwind lagoon-side retreat! The bright, beautifully updated kitchen, featuring quartz countertops and all new appliances, flows naturally into the open-concept living and dining area with a vaulted ceiling. A bar provides casual seating, perfect for conversation while cooking, and the space opens to a screened-in porch overlooking a peaceful lagoon, where morning light filters through moss-draped oak trees. The wood-burning fireplace adds warmth for cozy evenings. The main floor includes a primary suite with private ensuite, a second bedroom served by a full hallway bath, and a hallway closet ready for a full-size washer & dryer. Upstairs, the third bedroom has its own full bath, ideal for guests or famiThis villa is offered unfurnished and ready for you to make it your own. It features what we believe is the only Summerwind Villa with a true elevator, along with fresh paint, new HVAC, new mini-split upstairs, new hot water heater, water filtration system and full re-plumbing! You'll find ample storage underneath, parking and a spacious screened-in area where you can also access the elevator and a large outdoor shower. Located near the back gate, enjoy a short walk or bike ride to Bay Creek Park for community events, the beach, local restaurants, golf, and the marina. Priced at $579, 000--well below its recent appraised value, this home offers instant built-in equity, modern upgrades, rental potential and tranquil Edisto living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $463,200 | $463,200 | $463,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,777 | $2,890 | $3,816 |
| Total Monthly Payment | $2,869 | $2,982 | $3,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.