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Two Homes on 1. 39 Acres in Seffner | Private Road Setting | Mother-in-Law / ADU Opportunity
Rare opportunity to own two detached concrete block homes situated on a 1. 39-acre parcel zoned RDC-6 (Residential Duplex Conv. ), allowing potential density of up to 6 units per acre. Located about 20 minutes from Tampa, the property offers convenient access to major commuter routes, shopping, dining, and employment centers while maintaining a quiet and private setting accessed via its private road.
With open acreage and a private road setting, the property offers privacy, flexibility, and space to spread out while still remaining close to the city, making it ideal for buyers seeking room for RVs, boats, trailers, or recreational vehicles.
The property features a main residence offering 2 bedrooms and 2 full bathrooms along with a detached 1 bedroom, 1. 5 bathroom Mother-in-Law / ADU-style residence. This flexible setup is ideal for multigenerational living, extended family, or living in one residence while generating supplemental rental income from the other.
Main Residence – Rear Home (1, 800 SF)
The larger rear residence serves as the primary living space and offers a spacious layout. The first floor features a large primary bedroom with en-suite bathroom, along with the main living area, dining space, open kitchen, and convenient inside laundry. The second level features a generous open bonus area, ideal for an office, media room, or second living space. Also located upstairs are the second bedroom, a full bathroom, and an expansive covered balcony, creating additional flexibility for guests, work-from-home needs, or recreation. The residence also includes covered front and rear porches and a side carport, providing comfortable outdoor living space and additional covered parking. Roof (2022).
Mother-in-Law/ADU-Style Residence – Front (858 SF)
This residence features a one-bedroom layout with the bedroom and en-suite bathroom located on the second floor. The first floor includes a spacious living area, kitchen, separate dining space, half bathroom, and convenient inside laundry. Recently refreshed with new interior paint, updated light fixtures, and new window treatments. Additional features include a covered and fully screened side patio, exterior storage, and a parking pad. Roof (2024).
The 1. 39-acre parcel provides open space and flexibility, offering room to spread out while maintaining privacy. Buyers may choose to enjoy multigenerational living, occupy one residence while renting the other, or take advantage of the property’s zoning flexibility and long-term potential. With acreage becoming increasingly limited near Tampa, opportunities offering two residences, privacy, and flexible living arrangements are becoming harder to find. Please do NOT disturb tenant or walk the property without permission. Call today to schedule a showing!
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $367,200 | $367,200 | $367,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $563 | $563 | $563 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,199 | $2,291 | $2,998 |
| Total Monthly Payment | $2,837 | $2,929 | $3,636 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.