2869 DOONE CIRCLE, Palm Harbor, FL, 34684 | $355,900

Under contract-accepting backup offers. Don't miss this sparkling jewel of a house in Highland Lakes, Palm Harbor's premier 55+ golf and lakefront community! The best things come in small packages and this beautifully updated and meticulously maintained home is a best example. Quality upgrades to structural components, mechanical systems, and material aesthetics in recent years means you can move right in to relax and enjoy your resort-like community without repair or replacement worries. Too many updates to name all here, but the Trane HVAC and the energy efficient mini-split are both 3 years new, water heater in 2024, well pump 4 yrs, reverse osmosis 2 years, washer, dryer & garage fridge all new in 2021. There are updated hurricane rated windows, roof was replaced in 2016 & electric panel is updated too. Sleek new tile flooring in 2024 and most cosmetic improvements were done in recent years. Professional landscaping and hardscaping to create a low maintenance private outdoor oasis was a successful plan, and really makes this home shine. Living in Highland Lakes is like landing in paradise! You'll love the friendly country club atmosphere and the amazing array of resort style amenities. Enjoy free golf on 3 private executive courses, heated pools & spa, tennis, pickleball, bowling, bocce & shuffleboard. Yoga, water aerobics, slimnastics & line dancing are all right here. There are healthy lifestyle programs, arts & crafts, special interest and hobby clubs, games & cards groups. The main clubhouse will keep your calendar full with fun entertainment, and social events. At the Lake Tarpon Lodge, there's another heated pool, fishing pier, free RV or boat storage, a boat ramp with open dock, picnic & party facilities, & even community pontoon boats. You'll be living within minutes of the world's best beaches, great restaurants & shopping, rich cultural resources, exciting pro sports, excellent medical services, two airports, and a top rated cruise port. Highland Lakes is safely above the flood plain in a non-evacuation zone. Don't hesitate - this is your chance to love your home and love your community!

Features

  • Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Lot Size: 67 x 103
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1978
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking
  • Heating: Heat Pump, Wall Units / Window Unit
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,284
  • Acreage: 0.16
  • Lot Size: 67 x 103
  • Est. Taxes: $4,143
  • HOA Fee: $164 Monthly
  • Lot Desc: Landscaped, Near Golf Course, Private, Sidewalk
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8489123
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8489123/2869doonecircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 4:47:07 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2869 DOONE CIRCLE, Palm Harbor, FL, 34684

$355,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $284,720 $284,720 $284,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $345 $345 $345
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,707 $1,776 $2,345
Total Monthly Payment $2,127 $2,196 $2,765

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.