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Under contract-accepting backup offers. Don't miss this sparkling jewel of a house in Highland Lakes, Palm Harbor's premier 55+ golf and lakefront community! The best things come in small packages and this beautifully updated and meticulously maintained home is a best example. Quality upgrades to structural components, mechanical systems, and material aesthetics in recent years means you can move right in to relax and enjoy your resort-like community without repair or replacement worries. Too many updates to name all here, but the Trane HVAC and the energy efficient mini-split are both 3 years new, water heater in 2024, well pump 4 yrs, reverse osmosis 2 years, washer, dryer & garage fridge all new in 2021. There are updated hurricane rated windows, roof was replaced in 2016 & electric panel is updated too. Sleek new tile flooring in 2024 and most cosmetic improvements were done in recent years. Professional landscaping and hardscaping to create a low maintenance private outdoor oasis was a successful plan, and really makes this home shine. Living in Highland Lakes is like landing in paradise! You'll love the friendly country club atmosphere and the amazing array of resort style amenities. Enjoy free golf on 3 private executive courses, heated pools & spa, tennis, pickleball, bowling, bocce & shuffleboard. Yoga, water aerobics, slimnastics & line dancing are all right here. There are healthy lifestyle programs, arts & crafts, special interest and hobby clubs, games & cards groups. The main clubhouse will keep your calendar full with fun entertainment, and social events. At the Lake Tarpon Lodge, there's another heated pool, fishing pier, free RV or boat storage, a boat ramp with open dock, picnic & party facilities, & even community pontoon boats. You'll be living within minutes of the world's best beaches, great restaurants & shopping, rich cultural resources, exciting pro sports, excellent medical services, two airports, and a top rated cruise port. Highland Lakes is safely above the flood plain in a non-evacuation zone. Don't hesitate - this is your chance to love your home and love your community!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$355,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $284,720 | $284,720 | $284,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $345 | $345 | $345 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,707 | $1,776 | $2,345 |
| Total Monthly Payment | $2,127 | $2,196 | $2,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.