3 Wilcox Avenue, Highland, NY, 12528 | $415,000
Welcome to 3 Wilcox Avenue in the heart of Highland — where small-town charm meets modern comfort. This beautifully updated 3-bedroom, 2-bath home borders a peaceful babbling brook, creating a serene backyard setting you can enjoy year-round. The inviting outdoor space features a brand-new deck and stamped concrete patio, offering the perfect place for entertaining, relaxing evenings, or morning coffee while listening to the gentle sounds of the creek. Inside, the home has been thoughtfully updated with major improvements that provide peace of mind, including new electrical service, new roof with gutters, insulating siding, and new windows. A high-efficiency heating system, central air conditioning, and high-efficiency hot water heater ensure year-round comfort and energy efficiency. The walk-down basement offers high ceilings, dry storage space, workbenches, and a convenient laundry area. Located on a welcoming street with a true neighborhood feel, the location is exceptional. You can walk to the Empire State Rail Trail, Highland Landing waterfront, and the historic hamlet of Highland’s shops and restaurants. Just minutes to the Poughkeepsie train station, Walkway Over the Hudson, and a short drive to New Paltz, making this home ideal for commuters or as a Hudson Valley retreat. A rare opportunity to own a move-in-ready home in one of the Hudson Valley’s most convenient and charming locations.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Saltbox
- Year Built: 1948
- Heating: Hot Air, Natural Gas
- Cooling: Central Air, Ductless
- Basement: Full, Storage Space, Unfinished
- Approx Sq. Feet: 1,582
- Acreage: 0.12
- Est. Taxes: $7,611
- Lot Desc: Back Yard, Waterfront
- View: Water
- Water Front: Yes
- Elem. School: Highland Elementary School
- Middle School: Highland Middle School
- High School: Highland Park Community School
- School District: Highland
- Appliances: Dishwasher, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
- MLS#: 966932
- Days on Market: 10 days
- Website: https://www.raveis.com
/prop/966932/3wilcoxavenue_highland_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3 Wilcox Avenue, Highland, NY, 12528
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $634 | $634 | $634 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,964 | $2,071 | $2,713 |
| Total Monthly Payment | $2,673 | $2,780 | $3,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535