|
Welcome to this well-maintained townhome in the highly sought-after Carolina Bay community in West Ashley, Charleston, SC - where comfort, convenience and lifestyle come together. Built in 2009, this inviting home has been freshly painted (January 2026) and features stylish flooring throughout the main level and an open-concept living area that feels both spacious and welcoming. The eat-in kitchen is designed for everyday living and entertaining - complete with a large farmhouse sink, abundant cabinetry, a pantry as well as an electric range, microwave, refrigerator and a new dishwasher (end of 2025). Upstairs, the generously sized primary suite offers a peaceful retreat with excellent natural light and a walk-in closet. A dedicated laundry room adds everyday convenience and the washer adryer are included - because moving is stressful enough without appliance shopping. Step outside to an enclosed three season porch overlooking a wooded backdrop. The backyard features low-maintenance artificial turf, keeping your outdoor space green and enjoyable year-round. To top it all off (literally) - the townhome has a new architectural shingle roof that was installed in October 2024 - adding long-term value and peace of mind. Located in the Tidewater section of Carolina Bay, the HOA provides valuable services including pest control, termite protection plan, pressure washing, lawn irrigation, lawn mowing and shrub trimming - giving you more free time to enjoy the neighborhood amenities. Carolina Bay offers more than beautiful homes - it offers a way of life you'll love! The neighborhood features THREE community POOLS, multiple playgrounds, a DOG PARK and miles of trails. There's even a three-acre PARK that hosts fun neighborhood events like Food Truck Fridays, outdoor movie nights and holiday celebrations. You'll also love the location - just minutes from the airport, shopping, dining, downtown Charleston, medical facilities and the beaches. Life in Carolina Bay is more than a home - it's a lifestyle. Begin living the Carolina Bay Life today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$392,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $314,000 | $314,000 | $314,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,883 | $1,959 | $2,587 |
| Total Monthly Payment | $1,958 | $2,034 | $2,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.