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Presented by
The Hillyer Team |
Welcome home to this beautiful two-bedroom ranch, thoughtfully designed for both comfort and style. The spacious open-concept living, kitchen, and dining area features cathedral ceilings, crown molding, and an abundance of natural light, with sliding glass doors leading to a large Fiberon composite deck overlooking the river perfect for your morning coffee and enjoying the breathtaking views. The kitchen with granite countertops, a center island, newer black stainless steel appliances, a tumbled marble backsplash, and tile flooring. The living and dining areas with hardwood flooring and a bow window that enhances the home's bright and inviting atmosphere. The full bathroom offers a double-sink vanity with granite countertops, a glass backsplash, and tile flooring. The generously sized primary bedroom features a bow window, hardwood flooring, and crown molding, while the second bedroom also offers ample space and hardwood flooring. The finished lower level is ideal for entertaining, featuring a custom mahogany wine cellar with a 250-bottle capacity, a mahogany bar area, and a spacious family room with an electric fireplace and granite mantel. This level also includes granite tile flooring, a full bathroom, and a versatile smaller room currently used as an office. Double sliders provide access to an additional deck with a five-person hot tub, as well as a pebble stone patio and a large fenced yard with direct river access-perfect for kayaking and paddleboarding House is sided with LP Smart Side Composite siding with Azek trim in 2012 Roof was done in 2011 with architectural shingles. The house is extremely well cared for but will be an as is sale, the boiler is older but is a highly efficient Weil McLain Boiler and is serviced every year. ( There is gas in the street ) there is a drain pipe that has a clean out that is close to the electrical panel , sellers inspector noted this but the seller has never had an issue and will not correct it. The house is not in a flood zone and flood insurance is not required, the current owner has not had flood insurance in the 8 years she has lived there. This house is located next to a RIVER, it will be up to the new owner to decide if they want to elect to carry flood insurance. The owner states the river does over take the bank somewhat in Heavy/Extreme storms. Professional photos coming soon!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Dining Room | Cathedral Ceiling,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood Floor | Main |
| Family Room | Wet Bar,Fireplace,French Doors,Marble Floor | Lower |
| Full Bath | Remodeled,Granite Counters,Double-Sink,Tub w/Shower,Tile Floor | Main |
| Full Bath | Remodeled,Stall Shower,Marble Floor | Lower |
| Kitchen | Cathedral Ceiling,Granite Counters,Island,Tile Floor | Main |
| Living Room | Bay/Bow Window,Cathedral Ceiling,Hardwood Floor | Main |
| Primary Bedroom | Bay/Bow Window,Hardwood Floor | Main |
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Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.235.3424
Edward.Hillyer@raveis.com
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William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $562 | $562 | $562 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,845 | $1,946 | $2,549 |
| Total Monthly Payment | $2,482 | $2,583 | $3,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.