3549 SOMERSET CIRCLE, Kissimmee, FL, 34746 | $620,000

Welcome to 3549 Somerset Circle in Kissimmee—a beautifully furnished 4-bedroom, 3-bathroom waterfront pool home offering the perfect blend of comfort, style, and Florida living.
This move-in-ready residence features brand-new flooring throughout, double-pane (double glass) windows for added efficiency and comfort, and a **new pool heater**, allowing you to enjoy the pool year-round. The home comes fully furnished, making it an excellent opportunity for buyers seeking a second home, vacation retreat, or turnkey investment property.
The spacious, open-concept layout is ideal for both relaxing and entertaining, with large windows that fill the home with natural light. Step outside to your private backyard oasis, where stunning waterfront views create the perfect setting for peaceful mornings or sunset evenings.
One of the standout features is the private boat dock, offering direct lake access for boating, fishing, or simply enjoying the tranquil surroundings.
Located in the gated community of Bellalago, this home is just minutes from shopping, dining, and world-famous attractions like Walt Disney World.
With its prime location, thoughtful upgrades, and fully furnished convenience, this property is a rare opportunity in Central Florida—especially for those looking for the perfect second home.
Contact us for more information or to schedule your private showing.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Playground, Pool, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2006
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,724
  • Acreage: 0.25
  • Est. Taxes: $6,806
  • HOA Fee: $159 Monthly
  • Elem. School: Bellalago Charter Academy (K-8)
  • Middle School: Bellalago Charter Academy (K-8)
  • Pool: Deck, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Washer
  • MLS#: S5136105
  • Days on Market: 171 days
  • Website: https://www.raveis.com
    /prop/S5136105/3549somersetcircle_kissimmee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 8:17:08 PM)
Listing courtesy of KAT REALTY & PROPERTY MANAGEME   Phone: 407-201-1712

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3549 SOMERSET CIRCLE, Kissimmee, FL, 34746

$620,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $496,000 $496,000 $496,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $567 $567 $567
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,054 $3,217 $4,152
Total Monthly Payment $3,713 $3,876 $4,811

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.