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This truly unique waterfront home blends history, character, and functionality in a setting that is hard to replicate. Originally built in 1971 as a fishing camp, the home was thoughtfully expanded in 2002 with a second story addition, along with the current living room and porches, transforming it into a spacious family home with room to grow.
Situated on a canal with access to Church Lake and the Tsala Apopka chain, the property offers direct waterfront living with the added benefit of being located directly across from the protected Flying Eagle Preserve, providing a natural backdrop of thousands of acres of untouched Florida wilderness with no rear neighbors.
The home features 5 bedrooms, a large office, and 3 bathrooms, offering flexibility for families, guests, or work from home needs. The living room is positioned to take full advantage of the water views, creating a peaceful and inviting main living space. Just beyond, a large deck overlooks the canal, providing the perfect space to relax, entertain, or enjoy the natural surroundings and wildlife. Throughout the home, you will find warm wood finishes that add character and a true Old Florida feel.
The kitchen has been updated with stainless steel appliances, and key improvements throughout the home include a new roof in 2023, updated electrical panel and wiring, an electric tankless whole house water heater, new septic and drain-field in 2024 and separate air conditioning units for each story. The downstairs subfloor has also been replaced.
Additional features include a downstairs laundry area with a laundry chute, a fully fenced yard with an electric gate, and close proximity to a public boat ramp located approximately 75 yards away, making water access quick and convenient.
While the property is located in a flood zone, the home has never flooded and offers a transferable flood insurance policy currently at just $571 per year.
This is a rare opportunity to own a waterfront home with space, updates, and direct access to nature, all while being surrounded by one of Citrus County’s most expansive conservation areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $283,920 | $283,920 | $283,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $209 | $209 | $209 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,634 | $1,818 | $2,358 |
| Total Monthly Payment | $1,918 | $2,102 | $2,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.