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One or more photo(s) has been virtually staged. There are homes that check boxes. And then there are homes that change how you live.
At 1 Palm Terrace, inside the gates of Belleair Country Club, this 3, 306 square foot luxury carriage home built in 2020 is the latter. Three primary suites, each with its own private bath, tile floors throughout, and a design vocabulary that leans into the quiet confidence of someone who has nothing to prove.
The living space announces itself immediately. A mother of pearl fireplace wall. A Murano glass chandelier. Custom built-in shelving. These are not upgrades layered on top of a builder's spec sheet. They are a coherent vision, executed without compromise.
The kitchen matches that standard. Floor-to-ceiling cabinetry with illuminated light boxes, a waterfall quartz island, full quartz countertops, and an appliance suite built around Wolf, Sub-Zero, and Cove. A spacious walk-in pantry adds the kind of daily functionality that reminds you someone actually thought this through.
The first-floor primary suite has been reimagined as its own entertaining destination, featuring a built-in wine bar, rich wood flooring, and two cedar-lined walk-in closets. A glass-enclosed terrace extends the footprint outdoors, giving you privacy and airflow without sacrificing style.
But the home is only part of the story.
Belleair Country Club carries a history that most communities can only aspire to. Founded in 1897 and anchored by the storied Belleview Inn, this is a neighborhood where the lifestyle has been cultivated over more than a century. Residents here enjoy access to the resort-style pool at the Belleview Inn, championship golf, and a community that takes its standards seriously without taking itself too seriously.
Clearwater Beach is minutes away. So is Pier 60, Downtown Clearwater, US-19, and I-275. Top-rated schools including Belleair Elementary, Largo Middle, and Largo High serve the area. An attached 2-car garage and dedicated guest parking round out the practical details.
The seller is offering a 3% credit to the buyer at closing, creating a meaningful opportunity to offset closing costs or buy down your rate from day one.
Homes like this do not come back around often. Belleair Country Club does not produce inventory like this on a schedule.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,856,000 | $1,856,000 | $1,856,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.247% | 6.183% |
| Monthly Tax Payment | $2,690 | $2,690 | $2,690 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,979 | $11,277 | $15,662 |
| Total Monthly Payment | $13,794 | $14,092 | $18,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.