1 PALM TERRACE, Belleair, FL, 33756 | $2,249,000

One or more photo(s) has been virtually staged. Some addresses are just coordinates. This one is a way of life.
Inside the guarded gates of Belleair Country Club, 1 Palm Terrace is a 3, 306 square foot luxury carriage home where every detail was chosen with intention. Built in 2020 and finished to a standard you rarely encounter at any price, this three-suite residence invites you to settle in and actually live well.
The great room sets the tone immediately. A mother of pearl fireplace wall anchors the space. A Murano glass chandelier casts warm light over custom built-in shelving and marble floors that run throughout the main level. This is not a home that was decorated. It was composed.
The kitchen belongs in that same conversation. Floor-to-ceiling cabinetry with illuminated light boxes frames a waterfall quartz island and full quartz countertops. Wolf, Sub-Zero, and Cove appliances handle the cooking. A spacious walk-in pantry handles everything else.
The first-floor primary suite was designed to be its own retreat. Rich wood flooring, a built-in wine bar, and two cedar-lined walk-in closets make it as functional as it is beautiful. A glass-enclosed terrace extends the living space outdoors, offering privacy and airflow in equal measure. Two additional primary suites upstairs, each with a private bath, give guests and family the same level of comfort you keep for yourself.
An elevator connects both floors. An attached two-car garage handles the practicalities.
Then there is the community itself. Belleair Country Club has been one of Tampa Bay's most distinguished addresses since 1897. Anchored by the historic Belleview Inn, residents enjoy resort-style pool access, championship golf, and a neighborhood culture built on more than a century of quiet excellence. Clearwater Beach is minutes away. So are top-rated Pinellas County schools, Pier 60, Downtown Clearwater, US-19, and I-275.
Homes like this surface rarely. When they do, they do not wait.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Closet, Laundry Room
  • Complex: CARRIAGE HOMES AT BELLEVIEW PLACE CONDO
  • Year Built: 2020
  • Common Charge: $1,579 Monthly
  • Approx Sq. Feet: 3,306
  • Acreage: 0.08
  • Est. Taxes: $32,282
  • View: Golf Course
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8489049
  • Days on Market: 75 days
  • Website: https://www.raveis.com
    /prop/TB8489049/1palmterrace_belleair_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/6/2026 5:33:31 PM)
Listing courtesy of Realty One Group MVP   Phone: 800-896-8790

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1 PALM TERRACE, Belleair, FL, 33756

$2,249,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,799,200 $1,799,200 $1,799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.121% 6.183%
Monthly Tax Payment $2,690 $2,690 $2,690
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,500 $10,787 $15,183
Total Monthly Payment $13,315 $13,602 $17,998

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.