Punta Gorda, FL, 33982 | $299,000

One or more photo(s) has been virtually staged. Experience the lifestyle you’ve been dreaming of with this elevated 2-bedroom, 2-bath riverfront home nestled along the scenic Peace River,
just 15 minutes from downtown Punta Gorda. Surrounded by protected wildlife and natural beauty, this property offers privacy, tranquility, and
true Old Florida charm—while remaining conveniently close to shopping, dining, and waterfront attractions. The main living area is elevated and
has never flooded, providing added peace of mind. An expansive porch extends your living space outdoors, creating the perfect setting for
morning coffee, evening gatherings, or simply enjoying peaceful river views. Inside, the open-concept layout allows the kitchen to flow
seamlessly into the living area and out to the porch—ideal for both everyday comfort and entertaining. The home features two bedrooms and
two full baths, including an oversized bathroom with potential flexibility to convert into a third bedroom or reconfigure to suit your needs.
Recent improvements include new windows, impact-rated sliding glass doors, updated appliances, and a new electrical panel—offering move-in
ready convenience and long-term value. A rare open-sided lower-level basement provides exceptional bonus space for a workshop, storage,
hobby area, or recreational retreat. Adding to the appeal, a community boat ramp and clubhouse are located just two blocks away—making
river access, boating, and neighborhood gatherings both easy and convenient. Whether you’re seeking a seasonal getaway, full-time residence,
investment opportunity, or remote-work escape, this riverfront property delivers versatility and lifestyle appeal. A buyer credit further enhances
the opportunity to make this unique waterfront retreat your own.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 85 x 114
  • Laundry: Other
  • Year Built: 1989
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,768
  • Acreage: 0.22
  • Lot Size: 85 x 114
  • Est. Taxes: $5,232
  • View: Water
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6392569
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6392569/_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/12/2026 3:38:25 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

William Raveis Family of Services

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Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Punta Gorda, FL, 33982

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.668%
Monthly Tax Payment $436 $436 $436
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,415 $1,473 $1,939
Total Monthly Payment $1,926 $1,984 $2,450

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.