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Affordable, move-in-ready South Florida villa in the active 55+ Cresthaven community. Charming 1BR/1. 5BA CBS villa with 662 living sq. ft. , bright open living/dining area, tile floors, spacious bedroom with laminate flooring and a full wall of closets, plus ensuite bath with tub/shower combo. Bright kitchen with ample cabinetry and natural light. Enclosed Florida room overlooks the canal and adds valuable living space, plus private paved patio. Impact windows, 2-ton 16 SEER A/C, and assigned parking at your door. Low HOA includes water, cable, internet, exterior maintenance, and roof repair/replacement. Enjoy clubhouse, pool, fitness room, and social activities. Ideal winter getaway, second home, or affordable full-time residence. Welcome to this charming 1-bedroom, 1. 5-bath villa located in the desirable 55+ community of Emory at Cresthaven Villas in West Palm Beach. Offering 662 square feet of living space (746 total square feet), this well-maintained CBS home provides comfort, functionality, and easy low-maintenance Florida living. The home features a bright and open living and dining area with tile flooring throughout the main living spaces, creating a clean and inviting environment. The layout flows naturally between the living room and dining area, providing a comfortable space for everyday living or entertaining guests. The bright and efficient kitchen offers ample cabinet storage, good counter space, and a window above the sink that brings in natural light. White cabinetry and neutral finishes create a clean, timeless look while the practical layout makes meal preparation simple and convenient. The kitchen is equipped with a range and refrigerator, providing everything needed for easy day-to-day living. The spacious primary bedroom offers a comfortable retreat with laminate flooring, large windows, and a full wall of closets, providing excellent storage and organization. The ensuite bathroom is clean and well maintained and includes a tub and shower combination, vanity with mirrored medicine cabinet, and additional storage cabinetry. A convenient half bath (powder room) located off the main living area provides added comfort for guests. One of the standout features of the home is the covered and enclosed patio, which adds valuable additional living space and functions as a bright Florida room overlooking the canal. Large windows allow natural light to fill the room, making it the perfect space for relaxing, reading, or enjoying morning coffee. The patio also includes a spacious storage closet, offering excellent room for bicycles, tools, or seasonal items. Just outside the Florida room, a private paved patio area provides the perfect setting for outdoor seating, grilling, or enjoying the beautiful South Florida weather. This outdoor space creates a wonderful extension of the home's living area. This home has been meticulously maintained by the current owner for the past five years and includes several important improvements: • Impact window replacement in 2016 • 2-ton 16 SEER central A/C system installed in 2021 (International Comfort Products - part of the Carrier family) • A. O. Smith 30-gallon water heater (approx. 10 years old) • CBS construction • Assigned parking space located directly outside the front door Residents of Emory at Cresthaven Villas enjoy access to a variety of community amenities including: • Community pool • Clubhouse and auditorium • Fitness room • Library • Game room • Social activities and activities The monthly maintenance fee includes water, basic cable, internet, exterior building insurance, building maintenance, and common area upkeep, offering truly low-maintenance ownership. The property is within walking distance of the clubhouse and community amenities, making it easy to enjoy the active lifestyle the community provides. Conveniently located in central West Palm Beach, the home is close to shopping, restaurants, medical facilities, and everyday conveniences. It is approximately 15 minutes from Palm Beach International Airport and about 20 minutes to the beach. Additional community details include: • 55+ active adult community • No rentals permitted during the first year of ownership • One-time $1, 500 capital contribution to the association due at closing • Common laundry conveniently located in a nearby building Whether you are looking for a full-time residence or the perfect seasonal Florida retreat, this well-maintained villa offers an excellent opportunity to enjoy comfortable, affordable, and low-maintenance South Florida living in one of West Palm Beach's established and active communities. Move-in ready and exceptionally cared for, this inviting villa is ready to welcome its next owner.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $95,920 | $95,920 | $95,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $138 | $138 | $138 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $574 | $598 | $783 |
| Total Monthly Payment | $787 | $811 | $996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.