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Presented by
Jim Potter |
WATER VIEW, 625 sq. ft. OVERSIZED GARAGE (will accommodate 2 CARS & 2 GOLF CARTS - see schematic in photos), GREAT LOCATION, PARTIALLY FURNISHED, NO BOND, and a ROOF REPLACED in 2020…just to get started! Enjoy the SERENITY and WILDLIFE from your SOUTH-FACING front porch and SUNNY Breakfast Nook as you take in the peaceful setting of ASHLAND POND directly across the street! This beautiful BLOCK & STUCCO GARDENIA Designer offers numerous UPGRADES including QUARTZ Counters in the Kitchen, STAINLESS Appliances, ISLAND, Natural GAS Cooktop/Range, abundant Cabinetry (some with glass inserts), Pull-out Shelves, Breakfast Bar and Pendant Lighting. This extremely popular OPEN floorplan features a SPLIT layout with the spacious Primary Suite privately situated on one side of the home with TWO CUSTOM Walk-in Closets and an En-Suite Bath offering TERRA-STONE Counters, His/Hers Sinks, Large Linen Closet and a PRIVACY Door to the CUSTOM TERRA-STONE Shower and Commode. On the opposite side of the home are two Guest Rooms (one without a closet) and a spacious Guest Bath with Tub/Shower Combination, TERRA-STONE Counters and Shower. The main living area is enhanced by VAULTED Knockdown Ceilings, CROWN Moulding and a SOLAR TUBE providing additional natural light. The spacious Living and Dining areas allow for numerous furniture placement options and opens through sliders to the NORTH-FACING GLASS ENCLOSED LANAI, complete with its own Mini-Split for year-round comfort, bringing the effective living space of this wonderful home to approximately 2, 145 sq. ft. under heat and air! The thoughtfully designed landscaping provides added PRIVACY in the back of the home. The INSIDE Laundry includes a Washer & Dryer, Utility Tub and another Solar Tube for natural light. Located in the highly desirable Village of ASHLAND, you are LESS THAN 1/10 mile to the Neighborhood Pool and Mail Station, with five additional pools within about a mile, plus nearby Pickleball, Executive and Championship Golf Courses, Recreation Centers, major shopping (including the new Costco), and less than 2 miles to Lake Sumter Landing! Additional features include Blinds, Window Treatments, Custom Trim, Electric Garage Door Screen, Attic Stairs, Keyless Entry, and the Garage Cabinets will remain. The HVAC was replaced in 2018 and the Water Heater in 2017. Tax line reflects property taxes only ($2, 484. 84). The CDD line reflects the combined annual maintenance and fire district assessments of $725. 11. BOND IS PAID! So…what are you waiting for? If not now, when???
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
Sales Associate
William Raveis Real Estate
Phone: 413.221.5230
Jim.Potter@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.410% | 5.595% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,050 | $2,162 | $2,846 |
| Total Monthly Payment | $2,332 | $2,444 | $3,128 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.