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Located in the gated Brookhaven community of Ridgemoor, this 3-bedroom, 2-bathroom, 1, 280 sq ft villa offers maintenance-free living in Palm Harbor. Situated on a waterfront lot, the home provides unobstructed pond views and features a private, walled entry courtyard with mature landscaping leading to the front door. Inside, the great room floor plan features vaulted ceilings, creating a bright and spacious feel, while the kitchen includes solid oak cabinetry, a built-in desk area, and stainless steel appliances, including a side-by-side refrigerator, glass-top range, and over-the-range microwave, with a convenient pass-through to the great room and dining area. A standout feature of the home is the glass-enclosed Florida room, where floor-to-ceiling sliding glass doors lead to a large back porch area with tranquil views of the pond, mature oak trees, and surrounding lawn. The primary suite offers direct pond views and an en-suite bath with a step-in shower and oak vanity, while two additional bedrooms, one of which can function as a home office or den, are located near the front of the home along with a hall bath featuring a tub/shower combination. An interior laundry room with a full-size washer and dryer, utility sink, and additional storage cabinets adds convenience, and the home also includes a one-car garage. Brookhaven community amenities include a pool and the HOA covers ground maintenance, exterior painting, roof maintenance, trash removal, and access to community amenities. This pet-friendly community is ideally located near John Chesnut Sr. Park, Lake Tarpon, a dog park, the Pinellas Trail, the YMCA, shopping, restaurants, and golf courses, and it offers a short drive to the Gulf beaches, Tampa International Airport, and St. Pete-Clearwater International Airport, with convenient access to both Tampa and St. Petersburg.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $428 | $428 | $428 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,477 | $1,516 | $1,992 |
| Total Monthly Payment | $1,980 | $2,019 | $2,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.