39 Neptune Avenue, New Rochelle, NY, 10805 | $1,359,000

Come fall in love with this grand 4, 842 sq. ft. Colonial gem, ideally situated on a picturesque tree-lined street in New Rochelle. Blending timeless elegance with exceptional space, this expansive two-family residence is rich in architectural charm, featuring four inviting fireplaces, beautiful, beamed ceilings, and three full floors of sun-drenched living. The first floor (2, 182 sq. ft. ) welcomes you with an elegant entry hall leading to gracious formal living and dining rooms, each with its own fireplace. Step outside to a covered porch—perfect for al fresco dining and relaxing. A modern dine-in kitchen offers both style and functionality, while the spacious primary bedroom with stone fireplace, two additional bedrooms, hall bath, and convenient laundry/mudroom complete the level. The second & third floors (2, 660 sq. ft. ) provide incredible versatility, featuring a dine-in kitchen, formal dining room with fireplace, comfortable living room, three large bedrooms, a home office, and two full baths. The top floor adds even more flexibility with two additional bedrooms, bath and a bonus office space—ideal for extended family, guests, or work-from-home needs. Full basement: utility room, laundry room, Updated Weil McLean Gas Heating System & New Gas hot Water tank. Exterior Stucco freshly painted. A rare opportunity offering space, character, and multi-generational living potential in a prime location minutes from Glen Island Beach & Park, Long Island Sound beaches, marinas, waterfront parks, local shops, and Metro-North.

Features

  • Bedrooms: 8
  • Baths: 5 full
  • Laundry: In Basement
  • Style: Colonial
  • Year Built: 1914
  • Garage: 2-car
  • Heating: Natural Gas, Steam
  • Cooling: Multi Units
  • Basement: Partially Finished, Storage Space
  • Acreage: 0.24
  • Est. Taxes: $24,635
  • Elem. School: Jefferson
  • Middle School: Isaac E Young Middle School
  • High School: New Rochelle High School
  • School District: New Rochelle
  • MLS#: 974199
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/974199/39neptuneavenue_newrochelle_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Zahoor KhanLicensed Real Estate Salesperson

646.541.5893

Zahoor.Khan@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

39 Neptune Avenue, New Rochelle, NY, 10805

$1,359,000

Zahoor Khan

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 646.541.5893

Zahoor.Khan@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,087,200 $1,087,200 $1,087,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $2,053 $2,053 $2,053
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,088 $6,606 $9,101
Total Monthly Payment $8,266 $8,784 $11,279

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.