Welcome to 640 Ditmas Avenue, Unit 17, nestled in the heart of delightful Kensington! This splendid one-bedroom, one-bath condo spans an impressive 835 square feet and sits on the fourth floor of a charming pre-war walkup building. With its excellent condition and modern touch, this home is designed to impress. Step inside and savor the warmth of beautifully polished hardwood floors flowing beneath high ceilings that elevate the one-level floor plan. Bathed in dazzling north and south exposures, along with oversized windows offering captivating city views, this condo emanates brightness, making every corner come alive! The conventional eat-in kitchen, boasting sleek new appliances and a convenient dishwasher, is every culinary enthusiast's dream. Take advantage of the windowed design to savor natural light while preparing meals. You'll also love the tastefully renovated marble bathroom, delivering a touch of elegance and practicality with a window feature. With the added convenience of a Bosch washer and dryer, window unit cooling, and pet-friendly accommodations, everything you need is right at your fingertips. Beyond the comfort of your new home, both Kensington and nearby Ditmas Park teem with fantastic amenities. From quaint local shops to tantalizing restaurants and grocery stores, everything you crave is within easy reach. Discover the perfect urban haven in a community-minded neighborhood. Are you ready to make this condo your own? Reach out today to schedule a showing, and come see why 640 Ditmas Avenue, Unit 17 is an exceptional choice for your next chapter!
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,426 | $2,523 | $3,288 |
| Total Monthly Payment | $2,501 | $2,598 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.