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Highest and best due by Sunday, March 29th @ 7pm. Located in a desirable Manchester neighborhood, this home offers the perfect blend of comfort, space, and charm. Set on a large corner lot, it invites you to enjoy both privacy and convenience, with plenty of outdoor space for relaxing, entertaining, or simply enjoying the setting. The front and side of the home feature fruit trees, along with custom paver stairs and retaining walls, flowers, and mature bushes, creating a welcoming and thoughtfully designed landscape, complete with a custom arbor for added charm. Inside, you'll find eucalyptus hardwood floors, two fireplaces, and a layout designed for both everyday living and gathering. The large eat in kitchen serves as the heart of the home, offering a warm and functional space for casual meals and connection, and exits through a glass door with sidelights onto a large deck covered by a pergola. With three bedrooms, 1. 5 bathrooms, and a large walk in closet, the home offers comfortable living. The finished lower level offers a versatile family room with a second fireplace, perfect for a variety of uses. Additional highlights include central air, a spacious 2 car garage, and a shed for additional storage space. Move in ready, extremely clean, and excellently maintained, all in a highly sought after location.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Eat-In Kitchen | Eating Space | Main |
| Family Room | Fireplace | Lower |
| Living Room | Built-Ins,Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Half Bath,Walk-In Closet,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $560 | $560 | $560 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,845 | $1,946 | $2,549 |
| Total Monthly Payment | $2,480 | $2,581 | $3,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.