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Location, Convenience & Easy Living - This one checks every box! This charming, well-maintained, one-story, single-owner home on a quiet street in West Ashley's established Grand Oaks neighborhood is ready to welcome its next chapter. Step inside and you're greeted by a bright living room with the formal dining room just to the left - ideal for hosting. The spacious primary suite features plantation shutters, an ensuite with double sinks, and a generously sized walk-in closet. Two additional bedrooms and a full bath are tucked on the opposite side of the home, offering privacy for family or guests. Out back, a fully fenced yard with a pergola and wooded buffer create the perfect setting for a quiet evening outdoors. The two-car garage and long driveway ensure parking is never a concern. . . . . . The HVAC was replaced in 2022. Location is where this home truly shines. Grand Oaks is convenient to big-box shopping (Walmart, Costco, Home Depot, Lowe's), places of worship, Bees Landing Recreation Center (with a recreation center, 3 ballfields, 6 tennis courts, a playground and a dog park), Shadowmoss Golf Club, and Bon Secours St. Francis Hospital are all just minutes away. Charleston International Airport is a quick 20-minute drive, downtown Charleston 30 minutes and Folly Beach about 45 minutes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,050 | $2,134 | $2,846 |
| Total Monthly Payment | $2,125 | $2,209 | $2,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.