4192 96TH AVENUE N, #4192, Pinellas Park, FL, 33782 | $229,000

Golf Course Frontage in Desirable 55+ Community – Priced for Opportunity!
Welcome to your chance to own a golf course frontage home in the highly sought-after Mainlands Unit 2, a vibrant 55+ golf cart-friendly community in the heart of Pinellas County. Perfect for a handyman or buyer with vision, this 2-bedroom, 2-bath home offers incredible potential to customize and build equity.
Enjoy serene golf course views from your spacious 286 sq ft screened porch, the perfect place to relax and take in Florida’s year-round sunshine. A major update has already been completed with a NEW Central Heat & Air system (March 2026), and the home includes a 1-Year America’s Preferred Home Warranty for added peace of mind.
This property does need TLC, making it an ideal opportunity for investors, seasonal residents, or buyers ready to create their own Florida retreat.
Low Monthly HOA Fee – $455/month Includes:
Cable TV, Internet/WiFi, Water, Sewer, Trash, Lawn Care, Irrigation (Reclaimed Water), Exterior Maintenance, Roof Repair & Replacement, Community Pool Maintenance, Private Roads, and On-Site Management—offering exceptional value and convenience.
Community Features & Amenities:
Heated Community Pool
Active Clubhouse & Social Calendar
Shuffleboard Courts
Golf Cart-Friendly Streets
Sidewalks, Parks, and Dog Park
Located within a scenic golf course community
Pet Friendly: Up to 2 pets (dog or cat)
Age Requirement: One occupant must be 55+, second occupant 40+ Prime Location:
Conveniently located near Downtown St. Petersburg, Tampa, and both airports, with easy access to shopping, dining, and medical facilities. Enjoy nearby parks, walking trails, and outdoor recreation.
Important HOA & Leasing Information:
Buyer approval required, including application, background check, interview, and Certificate of Approval. Leasing permitted up to 2 times per year with a minimum 3-month term (verify with HOA). Sold As-is

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Park, Pool
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Complex: MAINLANDS OF TAMARAC BY THE GULF TWO CONDO
  • Year Built: 1970
  • Common Charge: $455 Monthly
  • Approx Sq. Feet: 990
  • Acreage: 0.11
  • Est. Taxes: $814
  • View: Golf Course
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: TB8487529
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/TB8487529/419296thavenuen_pinellaspark_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/9/2026 3:17:09 PM)
Listing courtesy of BIANCHI REALTY & PROPERTY MANAGEMENT INC.   Phone: 727-595-7653

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4192 96TH AVENUE N, #4192, Pinellas Park, FL, 33782

$229,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,200 $183,200 $183,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $68 $68 $68
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,084 $1,128 $1,496
Total Monthly Payment $1,227 $1,271 $1,639

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.