9020 SW 187th Ter, Cutler Bay, FL, 33157 | $799,000

Move-in ready and loaded with upgrades! This 4-bedroom 2-bathroom home sits in one of Cutler Bay’s most sought-after neighborhoods with quiet tree-lined streets. Featuring all impact windows and doors, PVC plumbing, 2023 Roof (still has warranty) and newer A/C, this home checks every box. The fully renovated kitchen boasts quartz countertops with all new appliances including a gas range, along with an updated guest bathroom. Enjoy a bright, open layout with tons of natural light, enhanced by plantation shutters throughout, and a desirable split-floor plan with a private bedroom, perfect for guests or a home office- with its own sliding glass doors leading to the pool area. The primary suite also features sliding glass doors opening directly to the backyard oasis. A custom, wall-to-wall built-in media center with ample storage adds both style & function. A convenient side entry leads into a thoughtfully designed mudroom for added everyday organization. Step into your own private retreat with a heated pool and fully lush landscaped fenced yard perfect for outdoor entertaining or just relaxing by the pool. Built-in Tesla charger included. Our community has many family events like golf cart parades, chili cook-offs, wing-fests and much more. Just minutes from downtown Cutler Bay, the Turnpike, and popular Black Point Marina. Bring your offers and start enjoying South Florida living.

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Style: Detached,One Story
  • Year Built: 1969
  • Garage: Driveway
  • Heating: Central,Electric
  • Cooling: Central Air,Electric
  • Approx Sq. Feet: 1,787
  • Est. Taxes: $9,577
  • Lot Desc: < 1/4 Acre
  • View: Garden,Pool
  • Elem. School: Whispering Pines
  • Appliances: Dryer,Dishwasher,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer
  • MLS#: A11986566
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/A11986566/9020sw187thter_cutlerbay_fl?source=qrflyer
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Listing courtesy of Cutler Realty, Inc.   Phone: 786-402-7674

William Raveis Family of Services

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Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9020 SW 187th Ter, Cutler Bay, FL, 33157

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $798 $798 $798
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,781 $3,936 $5,219
Total Monthly Payment $4,671 $4,826 $6,109

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.