81 Seagate DR, Naples, FL, 34103 | $24,990,000

Uncompromising in quality and truly one of a kind, this extraordinary penthouse offers a masterfully designed layout with four distinct corners of covered and open air outdoor living, capturing breathtaking 360 degree views across all of Naples. Blending the ease of condominium living with the privacy of a single family home, the residence features a private three car garage and secure elevator access that opens directly into your own private foyer. Encompassing nearly 13, 000 square feet of refined interiors, the thoughtfully designed floor plan includes five guest suites, a dedicated office, and an expansive primary wing perfectly suited to accommodate a variety of lifestyles while delivering the highest level of comfort and sophistication. Every detail has been meticulously curated, from the herringbone oak flooring and custom eucalyptus cabinetry to reeded accent walls and statement lighting throughout. The gulf facing kitchen is a true showpiece, highlighted by a dramatic 12 foot picture window, an oversized center island with a thick quartzite waterfall edge and full height backsplash, and top tier
appliances all seamlessly connecting to the southwest facing terraces. Here, a fully equipped summer kitchen and bar create an unparalleled setting for entertaining against a backdrop of sweeping coastline views. The primary wing is a private sanctuary unlike any other, offering dual covered terraces, an outdoor hot tub, a spacious bedroom retreat, bespoke walk in closets, a sauna, a fitness room, and dual spa inspired baths, including a freestanding soaking tub perfectly positioned to take in endless water views. Among the most exceptional penthouses in Naples, this residence represents a rare opportunity to own a fully reimagined architectural statement where striking design is rivaled only by the panoramic beauty of the Gulf and beyond.

Features

  • Building Design: High Rise (8+)
  • Parking: 2+ Spaces,Covered
  • Heating: Central Electric,Zoned
  • Cooling: Central Electric,Zoned
  • Levels: 1
  • Amenities: BBQ - Picnic,Beach Access,Bike Storage,Billiards,Cabana,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Guest Room,Internet Access,Trash Chute,Underground Utility,Vehicle Wash Area
  • Bedrooms: 5
  • Baths: 6 full / 1 half
  • Complex: SEASONS AT NAPLES CAY
  • Development: NAPLES CAY
  • Year Built: 2002
  • Approx Sq. Feet: 12,933
  • Est. Taxes: $90,001
  • Condo Fee: $33,133 Quarterly
  • Master HOA Fee: $1,125
  • Lot Desc: Zero Lot Line
  • View: Bay,Gulf,Gulf and Bay
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: Limits
  • MLS#: 226010075
  • Website: https://www.raveis.com
    /prop/226010075/81seagatedr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Douglas Elliman Florida,LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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81 Seagate DR, Naples, FL, 34103

$24,990,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $19,992,000 $19,992,000 $19,992,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.259% 6.183%
Monthly Tax Payment $7,500 $7,500 $7,500
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $118,260 $121,474 $168,704
Total Monthly Payment $125,885 $129,099 $176,329

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.