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Bring Back Up Offer. Lakefront living on James Island in Charleston! Perfectly located 15 minutes to downtown or 15 minutes to Folly Beach! Don't miss the lake view back yard private oasis in Bayview Farms subdivision, off of Ft Johnson Road. Also don't miss when offers are made with confidential real-time TEXT alerts at FinalOffer. Walk or bike to the renown James Island Charter School and Bayview Athletic Complex. Enjoy the triple pool community amenity, plus courts for pickleball, tennis and basketball. Children will love the playground while others enjoy the lake views, fishing, kayaking, canoeing, all with access to grills and picnic tables. Unwind in the large sunroom or enjoy the private fenced back yard patio water views and bird watching. The Ligustrum and Viburnum growtwo or three feet a year for a privacy hedge or trim to your preferences. There are fruit trees in the back yard, especially peaches! Once inside, the sunroom and spacious great room flow through the kitchen area. A large living room provides additional gathering space with french doors to an office-dining-flex room. Several bedroom windows overlook the lake and the spacious primary suite includes a full bath with separate shower, soaking tub and walk in closet. Two additional bedrooms share a Jack and Jill bathroom. All bathrooms have new vanities, mirrors, light fixtures, new granite kitchen countertops, new HVAC in 2020, new Roof in 2021, tankless water heater, and smooth ceilings. The plumbing is PEX throughout the entire home. The dryer duct has been professionally cleaned annually and the hot water heater has been flushed professionally annually as well, along with many other updates. (see photo image of list). Bayview Farms and 935 Portabella Lane are just fantastic. Bike to restaurants, Harris Teeter, and CVS, all via the sidewalk. Be near James Island Youth Soccer Club soccer fields, James Island recreation complex, Stiles Point Elementary, Camp Road Middle Schools, and JI Charter High School. Yet there is more! You can always explore nearby 643-acre James Island County Park, which features a water park, dog park, hiking trails, and festivities all year. Plus May Forest State Park is a beautiful waterfront nature escape only 2. 7 miles away. Make this home your oasis as you enjoy wonderful Charleston.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$694,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $555,600 | $555,600 | $555,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,331 | $3,466 | $4,614 |
| Total Monthly Payment | $3,423 | $3,558 | $4,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.