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Located in the desirable Washingtonville School District, this charming 3-bedroom, 1. 5-bath ranch perfectly sits on a quiet dead-end street and just steps from Beaver Dam Lake in New Windsor. This sun-drenched home offers effortless single-level living with an open-concept layout and stylish finishes, including oak cabinetry, granite-topped islands, and durable flooring throughout. Recent upgrades provide total peace of mind: a new furnace, a 1-year-old GE washer/dryer, a 5-year-old AC and water heater, stainless steel appliances, and brand new sewer system. The primary bedroom features recessed dimmer lighting to help you unwind after tiring days. Whether hosting weekend barbecues or enjoying quiet evening conversations under the stars, the outdoor patio area becomes the heart of countless gatherings and serves as a private canvas for gardening or entertaining. With a flexible floor plan and a generous lot, there is significant potential to expand with a master suite or home office. Enjoy a peaceful neighborhood feel with beautiful mountain views and incredible convenience— minutes from Stewart Airport, I-84/I-87, and the Salisbury Mills or Beacon train stations.
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Our Executive Mortgage Banker:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $324,000 | $324,000 | $324,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $627 | $627 | $627 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $1,995 | $2,626 |
| Total Monthly Payment | $2,618 | $2,696 | $3,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.