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Exceptional Pool Home with First-Floor Owner's Suite in Palencia
Welcome to 16 Torcido-an impressive 5-bedroom, 4-bathroom pool home offering over 3, 370 square feet of thoughtfully designed living space in the highly desirable amenity filled community of Palencia in St. Augustine.
Designed with both comfort and versatility in mind, this home features a first-floor owner's suite, creating a private and convenient retreat. The main level also includes an additional bedroom and full bathroom-ideal for multi-generational living, extended stays, or a private home office.
Step inside to discover an open floor plan with expansive living areas and high ceilings. The spacious kitchen flows seamlessly into the main living space, making it perfect for entertaining and everyday living.
Upstairs, you'll find three additional bedrooms, along with a spacious secondary living room and study nook-perfect for homework stations, a play area, or a quiet work-from-home space. Step outside to your private backyard oasis, complete with a sparkling saltwater pool and jetted hot tub ideal for family fun, weekend gatherings, and relaxing in the Florida sunshine.
Living in Palencia means embracing a true resort-style and golf course lifestyle. Residents enjoy access to multiple community pools, fitness centers, tennis courts, pickleball, bocce ball, basketball courts, dog park, sauna and more, along with the option to join the Palencia Golf Club, featuring a championship course, clubhouse dining, and social events. Plus, enjoy the convenience of an elementary school located right within the neighborhood.
Property Highlights:
5 Bedrooms | 4 Full Bathrooms
Over 3, 370 Sq Ft
First-floor owner's suite
Guest bedroom + full bath on main level (multi-gen friendly)
Upstairs: 3 bedrooms + additional living room + study nook
Private pool, hot tub & outdoor living space
Open-concept layout with abundant natural light
Access to resort-style amenities & optional golf membership
Elementary school within the community
Private well for irrigation
Outdoor shower
This home offers the perfect blend of family-friendly design, luxury amenities, and golf course living in one of St. Augustine's most sought-after communities. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$900,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $720,000 | $720,000 | $720,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.289% | 6.259% | 6.203% |
| Monthly Tax Payment | $798 | $798 | $798 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,259 | $4,375 | $6,076 |
| Total Monthly Payment | $5,149 | $5,265 | $6,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.