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Welcome to the King Street Cottage designed by Alison Ramsey Architects, a thoughtfully designed one-level coastal home offering approximately 1, 546 square feet of bright, open living space filled with natural light and timeless Lowcountry charm. This new construction opportunity, built in partnership with Berman Property Group, features three bedrooms and two bathrooms with a flowing floor plan ideal for modern coastal living. Designed with both style and functionality in mind, this custom home allows buyers to personalize finishes, including paint colors, cabinetry, countertops, lighting, and fixtures, or work alongside our design team specialists to create a curated, coastal-chic aesthetic that reflects your vision. Perfectly located on desirable Pigeon Point Road, this home offers convenient access to historic downtown Beaufort, known for its waterfront dining, boutique shopping, and rich Southern character. Enjoy the nearby Pigeon Point Boat Landing for easy access to boating, kayaking, and waterfront recreation, as well as Pigeon Point Park with its iconic live oaks, scenic walking paths, and connectivity to downtown. Whether you are seeking a primary residence, second home, or investment opportunity, this Lowcountry cottage blends new construction, customizable design, and an unbeatable location to create the ultimate coastal lifestyle experience. This offering represents a proposed construction home and lot package, with the lot owned by the seller and construction to be completed by Berman Property Group. Seller is a licensed South Carolina real estate agent.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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Our Executive Mortgage Banker:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $591,200 | $591,200 | $591,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $70 | $70 | $70 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,640 | $3,733 | $4,909 |
| Total Monthly Payment | $3,802 | $3,895 | $5,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.