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Nestled on over an acre beneath a stunning canopy of mature trees, 2961 Hut Road offers a rare blend of privacy, flexibility, and income potential in the heart of rapidly growing Johns Island. This thoughtfully converted 1, 759 sqft two-story home functions as a true duplex, with each level featuring its own private entrance, 2 bedrooms, 1 full bath, full kitchen, laundry, and spacious living area--ideal for multi-generational living, house hacking, or short/long-term rental opportunities. Surrounded by lush landscaping and bathed in natural light from expansive windows, the home embraces a relaxed ''Lowcountry treehouse'' feel, with gentle breezes and serene views from both levels. The large fenced yard provides plenty of room for animals, gardening, or simply enjoying the outdoors, comwith raised beds and a fire pit for evenings under the oaks. Located just minutes from some of Johns Island's most beloved destinations, the property sits near local farms and equestrian facilities including Joseph Fields Farm, Storey Farms, and Mullet Hall Equestrian Center--perfect for those seeking a connection to the island's agricultural and outdoor lifestyle. You're also a short drive to the iconic Angel Oak Tree, the Stono River, and the area's growing collection of restaurants, breweries, and boutique shops that continue to make Johns Island one of Charleston's most desirable emerging markets. With Kiawah Island's Beachwalker Park only 15 minutes away and easy access to Maybank Highway for commuting to Downtown Charleston or Folly Beach, this location balances peaceful seclusion with everyday convenience. Whether you're looking to offset your mortgage by renting one unit while living in the other, create a dual-income investment property, or enjoy flexible living arrangements, 2961 Hut Road presents a unique opportunity to own a versatile property in a high-growth coastal market.
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Our Executive Mortgage Banker:
$560,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $448,000 | $448,000 | $448,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,650 | $2,795 | $3,658 |
| Total Monthly Payment | $2,742 | $2,887 | $3,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.