1905 Clay Lane, Charleston, SC, 29414 | $749,000

Welcome to a home where classic Charleston-style architecture is perfectly paired with modern Southern comfort. This exquisite 4-bedroom, 3. 5-bathroom residence, just under 3, 000 square feet, offers the elegance and outdoor living you've been dreaming of, nestled in the highly desirable Carolina Bay community. Embrace the Southern lifestyle with expansive oversized porches designed for year-round outdoor living. The classic front porches invite neighborly visits, while two large rear screened-in porches provide bright, versatile spaces for relaxing, reading, or dining. The private backyard is a peaceful sanctuary, backing up directly to a protected wooded area for a beautiful, tranquil view and no rear neighbors. Plus, enjoy a large side yard perfect for play or gardening. Step inside to interior, recently refreshed with new paint and showcasing a refined, Ralph Lauren-style paint palette throughout. The low-maintenance engineered hardwood floors flow seamlessly from room to room. The chef's kitchen is equipped with gleaming granite counters and sleek stainless steel appliances. Gather around the cozy wood-burning fireplace in the main living area on cool evenings. This home offers incredible flexibility, featuring an additional front room that can be used as a formal sitting room, a dining room, or a dedicated office space. The large laundry utility pantry provides ample storage and functionality. The huge garage basement combo is a major asset, offering extensive storage and the capacity to fit multiple vehicles. A whole-house water filtration system installed in the garage adds an extra layer of comfort and quality for everyday living. Enjoy the ambiance of upgraded and updated lighting fixtures throughout the home. As a resident of Carolina Bay, you'll have access to the fantastic community pool and neighborhood amenities. This is a great opportunity for buyers looking to add their own personal touch, with some cosmetic TLC offering the potential to further enhance an already well-designed home.

Features

  • Amenities: Park, Pool, Trash, Walk/Jog Trails
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Charleston Single
  • Development: 12 - West of the Ashley Outside I-526
  • Year Built: 2014
  • Garage: 2-car Attached
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,920
  • Acreage: 0.16
  • Lot Desc: Interior Lot, Wetlands
  • Elem. School: Oakland
  • Middle School: St. Andrews
  • High School: West Ashley
  • MLS#: 26007893
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/26007893/1905claylane_charleston_sc?source=qrflyer
Copyright © 2026  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Redfin Corporation

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi Mejia, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1905 Clay Lane, Charleston, SC, 29414

$749,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,200 $599,200 $599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,689 $3,783 $4,976
Total Monthly Payment $3,781 $3,875 $5,068

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.