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Welcome to this beautifully maintained 3-bedroom ranch, perfectly situated in a peaceful, picturesque setting in sought-after Ridgefield, Connecticut. This home is truly in pristine, move-in-ready condition, offering the perfect blend of comfort, convenience, and timeless appeal. Experience the ease of single-level living within bright, inviting spaces that have been thoughtfully updated throughout. The well-designed, open-concept layout is ideal for both everyday living and entertaining. It features three comfortable bedrooms, an open kitchen/family room, and seamless flow to the outdoor living areas. Versatile flex spaces are ready to serve as your dedicated home office, a workout area, or both. Key features include a full-house generator and durable Hardie Plank siding. Located in one of Fairfield County's most desirable towns, this property offers the best of both worlds: tranquil suburban living with exceptional accessibility. Commuters will appreciate the quick access to nearby Metro-North Railroad stations, offering travel to New York City in under 60 minutes. Enjoy everything that makes Ridgefield special, from its charming downtown, renowned schools, and cultural attractions to its beautiful parks and open spaces-all just moments from your doorstep. This is a rare opportunity to own a meticulously cared-for home in a prime location. Optional membership to Eight Lakes Association and Manamasco Lake Rights. Please note the oven is a convection oven and Induction range. EV charger in garage, Features/Improvment attached.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Family Room | Book Shelves,Built-Ins,Hardwood Floor | Main |
| Kitchen | Main | |
| Living Room | Fireplace,Hardwood Floor | Main |
| Office | Built-Ins | Main |
| Primary Bedroom | Hardwood Floor | Main |
| Rec/Play Room | Built-Ins | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $842 | $842 | $842 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,781 | $3,988 | $5,219 |
| Total Monthly Payment | $4,715 | $4,922 | $6,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.