1146 Otter Circle, Beaufort, SC, 29902 | $539,900

1146 Otter Circl? ?s a be?utifull? updat?d ranch home in the waterfr?nt c?mmunity of Battery Shores. This residence offers a perfect blend of modern style and coastal tranquility with direct views of the marsh right from your front yard. The interior features new engineered hardwood floors that flow through an open and airy floor plan. The heart of the home is the stunning kitchen which stands out with custom navy-blue cabinetry and a classic white tile backsplash. High end features like the gas range and ample counter space make it a standout for cooking and entertaining. The living area feels expansive thanks to vaulted ceilings and a gas fireplace that adds a cozy touch to the bright space. The primary suite serves as a private retreat complete with a walk-in closet and a spacious ensuite bathroom. This primary bath features dual vanities a separate walk-in shower and a jetted soaking tub. Two additional bedrooms provide plenty of space for family or guests while a large bonus room offers a versatile flex space. This room is ideal for a home office a second living area or a media room. Outside the backyard is framed by mature trees and Spanish moss providing a private sanctuary. Battery Shores residents enjoy exclusive access to a community dock and a large pavilion making it easy to enjoy an evening on Battery Creek. With its prime location minutes from historic Beaufort and local military bases this home is an ideal coastal retreat.

Features

  • Amenities: Dock
  • Bedrooms: 3
  • Baths: 2 full
  • Style: One Story
  • Development: City of Beaufort
  • Year Built: 2004
  • Garage: 1-car
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central Air,Electric,Heat Pump
  • Approx Sq. Feet: 2,148
  • Acreage: 0.38
  • Lot Desc: 1/4 to 1/2 Acre Lot
  • View: Landscaped,Marsh View
  • Appliances: Dryer,Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Wine Cooler,Washer
  • MLS#: 505715
  • Website: https://www.raveis.com
    /raveis/505715/1146ottercircle_beaufort_sc?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1146 Otter Circle, Beaufort, SC, 29902

$539,900

The Prud'homme Team

Sales Associates

William Raveis Real Estate

Phone: 843.341.5660

ThePrudhommeTeam@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,920 $431,920 $431,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,587 $2,695 $3,527
Total Monthly Payment $2,679 $2,787 $3,619

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.