Well-maintained and move-in ready home nestled within Southampton Township, low taxes! This charming 4-bedroom, 2-bath colonial has a 800 sqft detached garage, first-floor primary ensuite bedroom with central air, new kitchen appliances, fresh paint and new LVP flooring on the main level, and new carpeting upstairs. The layout includes an eat-in kitchen, formal dining room that flows into an open sunroom designed to capture afternoon light, all wrapping around to a spacious living room for relaxation and entertaining guests. House has been connected to natural gas which is used for cooking and has a clean, dry, unfinished basement. The detached garage with workshop, providing valuable flexibility for a creative workspace, storage, or hobby use. Set on a 0. 24-acre lot with new irrigation system and new exterior walkways, this home functions beautifully as a primary residence, weekend retreat, or smart investment opportunity — offering seamless access to the very best of East End coastal living. Enjoy effortless access to Southampton Village, Riverhead shopping and dining, and quick connectivity in either direction, this address delivers the ultimate year-round or seasonal location.
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Our Executive Mortgage Banker:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $583,200 | $583,200 | $583,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $496 | $496 | $496 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,493 | $3,638 | $4,804 |
| Total Monthly Payment | $4,081 | $4,226 | $5,392 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.