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2591 Rutherford Way, Charleston, SC, 29414 | $635,000
Perfect location! Wonderful 3-bedroom home in desirable Essex Community of Carolina Bay. Corner lot w large oak draping the front porch. Screen porch to relax on in the evening or a morning coffee! Chefs' kitchen, granite counter tops w breakfast bar, gas stove, double ovens! Owner has taken care of this home! Gas fireplace too! Office area upstairs in hall, Room downstairs uses- bedroom, living, workout etc Exterior of home & garage painted Sept 2024. Beautifully landscaped, maintenance contract for HVAC serviced 2x a year. Carolina Bay enjoys walking trails, pool, parks, playgrounds, ponds +kayak launch! Convenient. Minutes to Bon Secours St. Francis Hospital, I526 and Charleston International Airport, Lowes, Home Depot, Costco Walmart great restaurants Buyer to verify all informationWest Ashley Magnet Options: alternative schools to check Ashley River Creative Arts ES St. Andrews Math and Science ES Montessori Community Additional info New carpeting upstairs - September 2025. Smith Heating and Air Conditioning Co. services the HVAC Flood insurance - Selective - premium $675 paid through 4/28/2026 (broker HUB International) Property insurance - Centauri (broker HUB International) -$1822. 50 paid through June 15, 2026 HOA dues are paid through June 2026. Balance of dues due on July 1. 2025 Charleston Co taxes - $1856. 57 Dominion Energy - $163 a month average approx Charleston Water - approx $60 month Palmetto Exterminators - $89 per quarter Buyer and buyer's agents to verify all information in the listing
Features
- Amenities: Dog Park, Park, Pool, Walk/Jog Trails
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Laundry Room
- Style: Traditional
- Development: 12 - West of the Ashley Outside I-526
- Year Built: 2014
- Garage: 2-car Detached
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,904
- Acreage: 0.18
- Lot Desc: Corner Lot, Wooded
- Elem. School: Oakland
- Middle School: C E Williams
- High School: West Ashley
- MLS#: 26007877
- Days on Market: 18 days
- Website: https://www.raveis.com
/prop/26007877/2591rutherfordway_charleston_sc?source=qrflyer
Listing courtesy of Mary Ann Meyers Charleston Realty Inc.
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Yokadi Mejia, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2591 Rutherford Way, Charleston, SC, 29414
$635,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $508,000 | $508,000 | $508,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,046 | $3,169 | $4,151 |
| Total Monthly Payment | $3,138 | $3,261 | $4,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484