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SPECIAL INTEREST RATE WITH CLOSING COST ASSITANCE PAID FOR BY BUILDERWelcome home to 272 Cloverleaf Acres Lane, located in The Crossing at St. James, a new townhome community in Goose Creek, SC. This thoughtfully designed home offers a comfortable layout, modern features, and a convenient location close to everyday essentials. Situated just off Highway 176, the community is surrounded by shopping, dining, grocery stores, and local conveniences, with easy access to Summerville, Moncks Corner, and the greater Charleston area. The Tide floorplan offers over 1, 700 square feet of thoughtfully designed living space in a beautifully crafted two-story townhome that blends modern functionality with classic Lowcountry charm. This unique design welcomes you with a signature Charleston-style front porch, creating the perfect space for morning coffee or relaxing evenings with neighbors. Inside, the first floor opens into a spacious open-concept living area where the family room, dining space, and kitchen seamlessly flow together, making everyday living and entertaining effortless. At the rear of the home, a convenient alley-load two-car garage provides easy access while maintaining the charming streetscape and front porch lifestyle that defines this community. Upstairs, the second-floor landing creates a natural transition to the private living spaces. The primary suite offers a spacious bedroom, private bath, and walk-in closet, providing a comfortable retreat at the end of the day. Two additional bedrooms and a full bathroom provide flexibility for guests, family members, or a home office. For added convenience, the laundry room is located upstairs near the bedrooms, making daily routines simpler and more efficient. With its open-concept design, Charleston-inspired architecture, and rear-load two-car garage, the Tide floorplan delivers the perfect blend of style, comfort, and low-maintenance living in a new construction townhome designed for today's lifestyle. *Square footage dimensions are approximate. *The photos you see here are for illustration purposes only, interior and exterior features, options, colors and selections will differ. Please reach out to a sales agent*
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Our Executive Mortgage Banker:
$344,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $275,840 | $275,840 | $275,840 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,652 | $1,721 | $2,272 |
| Total Monthly Payment | $1,727 | $1,796 | $2,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.