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SELLER OFFERING $5, 000 TOWARDS RATE BUY-DOWN OR CLOSING COSTS! HIGH & DRY – NO FLOODING! Experience the ultimate Florida waterfront lifestyle in this meticulously updated 5-bedroom, 3-bathroom coastal retreat, offering a New HVAC (2023), New Energy-Efficient Windows & Sliding Doors (2022), New Kitchen Appliances (2025), and a spacious 2-car garage. This resilient home features a private backyard oasis with a sparkling pool and a private boat lift on a deep-water canal—perfectly equipped to fit a 28-foot boat—providing bridge-free access to the Gulf of Mexico. Designed for versatility, the ground floor includes two bedrooms with new luxury vinyl plank flooring (2023), a large great room, kitchenette, bathroom, and a bonus room—creating excellent potential for an in-law suite or guest quarters with direct access to the pool deck and waterfront. Upstairs, the main living areas are highlighted by a bright, airy sunroom with panoramic water views connected to the family room, alongside a spacious kitchen with stainless steel appliances and a separate dining area with balcony access. The primary suite serves as a true sanctuary with two closets (one walk-in) and an en-suite bath with dual sinks. Perfectly situated for out-of-state movers, you are just 2 miles from Green Key Beach, minutes from the hiking trails of Werner-Boyce Salt Springs State Park, and 10 minutes from the vibrant dining and festivals of Historic Downtown New Port Richey. Enjoy the optional Private Beach Club for just $200/year, or take a short 15-minute drive to the famous Tarpon Springs Sponge Docks. This home combines proven durability with premier community amenities for the perfect Florida sanctuary—complete with a $5, 000 credit to help lower your monthly payment or out-of-pocket closing costs!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$845,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $676,000 | $676,000 | $676,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.223% |
| Monthly Tax Payment | $534 | $534 | $534 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,999 | $4,107 | $5,704 |
| Total Monthly Payment | $4,625 | $4,733 | $6,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.