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Classic Beacon Hill condo featuring a new PRIVATE roof deck (hard-to-find at this price point) with sweeping views of the city and MIT. Located in a garden-fronted building on beautiful Hancock St, this cozy & charming home has a quartz counter/ island (seats 4), tasteful backsplash, full-size appliances & original wide pine floors. The fireplace has its original marble mantel & provides an entertainment focal point. Unit seems larger than its sf because there are no hallways. Good closets, some built-in shelving in the unit; laundry and deeded storage area in the basement. Non smoking building that prohibits short term rentals but allows1 dog/cat except for "dangerous breeds. " Steps to MGH and Whole Foods, close to T-stations, restaurants, shopping, etc. New rubber roof&hatch for roof access, new hot water tank, newer gas furnace and new fire alarm system in the building. Can be bought with Unit 5F (MLS #: 73489914) to own the entire top floor with 2 interconnected private roof decks
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $482 | $482 | $482 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,758 | $2,870 | $3,759 |
| Total Monthly Payment | $3,332 | $3,444 | $4,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.