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Looking for an assumable loan with a low rate? This home has the potential for new owners to assume the lower rate mortgage. Discover effortless modern living at Emerson Park, a two-story townhome offering 3 spacious bedrooms and 2 full bathrooms, all conveniently located upstairs for privacy and separation from the main living areas. As you step through the front door, you’re greeted by an inviting and flexible floor plan: a dedicated dining area to the left, perfect for family meals or gatherings, and an open space to the right that can easily serve as a secondary TV lounge, cozy reading nook, kids’ play area, or home office allowing you to customize the layout to fit your lifestyle. The heart of the home is the bright, open-concept main level, where glass sliding doors in the living room flood the space with abundant natural light and provide seamless access to the private patio, ideal for morning coffee, dinner or relaxing evenings outdoors. The kitchen overlooks the living room, creating a true sense of togetherness whether you’re cooking or entertaining. It features stainless steel appliances, granite countertops, ample cabinetry, and a convenient bar-top island with room for barstools which makes it perfect for casual meals, quick breakfasts, or chatting with guests while prepping dinner. Head upstairs to the peaceful retreat of three bedrooms, including a primary suite, plus two bedrooms and two full bathrooms. The separation of living and sleeping spaces keeps things quiet and organized. A standout perk is the detached one-car garage, offering secure parking and additional storage. Enjoy resort-style community amenities, including a sparkling community pool, plus easy access to nearby parks, shopping, dining, highways and more!!! Brand new roof in 2025. Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $224,000 | $224,000 | $224,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $248 | $248 | $248 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,342 | $1,397 | $1,829 |
| Total Monthly Payment | $1,665 | $1,720 | $2,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.