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Antique lovers- bring your vision and discover the incredible potential this home has to offer! Honored as one of Ridgefield's historic homes, this is a rare offering where timeless character and everyday livability come together. Layered with history, the 18th-century residence, later expanded in the 19th century, retains its original charm. With the front portion of the home dating back to 1732, this remarkable property showcases beautifully preserved chestnut flooring and pine and poplar beams throughout the interior, while the exterior is complemented by exceptional stonework. All rooms offer its own charm, highlighted by distinctive wooden doors- each with its own character and paired with original materials that create a true sense of history. The living room features a wood-burning fireplace and built-ins, while the dining room offers a second fireplace and a charming built-in dumbwaiter. The kitchen blends function and character w/ direct access to the backyard. The main level includes two bedrooms, one with a half bath, and a large window overlooking the private yard. Upstairs, a cozy library with built-ins and a skylight provides a perfect retreat, along with a primary suite featuring a full bath and serene property views. The walk-out lower level offers flexible space w/ a kitchen, full bath & a versatile room ideal for use as a bedroom. A wonderful opportunity for thoughtful restoration, allowing you to preserve & enhance its historic character for years to come This home will be sold "as is. "
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Beams,Built-Ins,Hardwood Floor | 13.0 x 14.0 | Main |
| Bedroom 2 | 16.0 x 25.0 | Upper | |
| Bedroom 3 | Skylight,Beams,Book Shelves,Built-Ins,Hardwood Floor | 14.0 x 16.0 | Upper |
| Den | Wall/Wall Carpet | 11.0 x 14.0 | Lower |
| Family Room | Fireplace | 23.0 x 26.0 | Lower |
| Formal Dining Room | Fireplace,Hardwood Floor | 17.0 x 21.0 | Main |
| Kitchen | Breakfast Bar,Granite Counters,Hardwood Floor | 7.0 x 15.0 | Main |
| Library | Skylight,Book Shelves,Built-Ins,Hardwood Floor | 15.0 x 24.0 | Upper |
| Living Room | Beams,Built-Ins,Fireplace,Hardwood Floor | 16.0 x 24.0 | Main |
| Office | Wall/Wall Carpet | 13.0 x 14.0 | Lower |
| Primary Bedroom | Beams,Hardwood Floor | 12.0 x 24.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $1,207 | $1,207 | $1,207 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,781 | $3,936 | $5,180 |
| Total Monthly Payment | $5,080 | $5,235 | $6,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.