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4915 BILLY DIRECT LANE, Lutz, FL, 33559 | $227,329
One or more photo(s) has been virtually staged. One or more photo(s) have been virtually staged. Welcome to 4915 Billy Direct Lane, where charm, functionality, and location come together in one of the most sought-after pockets of Wesley Chapel/Lutz.
From the moment you arrive, you’ll notice the inviting curb appeal, highlighted by a spacious double driveway and an oversized garage—perfect for multiple vehicles, a workshop, or extra storage space. Start your mornings on the cozy front porch with a cup of coffee, and wind down in the evenings on the expansive back porch overlooking a fully fenced backyard, ideal for pets, play, entertaining, or simply enjoying your own private outdoor retreat.
Step inside to a bright, clean, and move-in-ready interior featuring a smart blend of tile and brand-new carpet, creating both style and comfort throughout. The home offers a well-designed layout with a welcoming living space, a charming breakfast nook, and a beautifully refreshed bathroom. Both bedrooms are generously sized and thoughtfully laid out, offering flexibility and comfort for everyday living.
This home isn’t just about what’s inside, it’s about where you are. Located in a quiet, established neighborhood where homes rarely come available, you’ll enjoy a true sense of community. Plus, you’re just minutes from top-rated schools, shopping, dining, and everyday conveniences. With the ongoing expansion of State Road 54, accessibility and traffic flow are only getting better, making this an even smarter investment for the future.
Clean, comfortable, and full of potential - this is the kind of home buyers wait for.
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Garage
- Style: Ranch
- Year Built: 1979
- Garage: 1-car Driveway, Oversized, Parking Pad
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 809
- Acreage: 0.1
- Est. Taxes: $2,916
- Lot Desc: City Lot, Level
- Elem. School: Veterans Elementary School
- Middle School: Cypress Creek Middle School
- High School: Cypress Creek High-PO
- Appliances: Range, Range Hood, Refrigerator
- MLS#: TB8488278
- Days on Market: 15 days
- Website: https://www.raveis.com
/prop/TB8488278/4915billydirectlane_lutz_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4915 BILLY DIRECT LANE, Lutz, FL, 33559
$227,329
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $181,863 | $181,863 | $181,863 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $243 | $243 | $243 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,076 | $1,135 | $1,498 |
| Total Monthly Payment | $1,394 | $1,453 | $1,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388