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Step inside this hidden Gem situated on a massive flat lot. This beautifully updated 3-bedroom 3-bath, tri -level Cape Cod–style home in Sound Beach is the perfect combination of comfort, nature, and modern design. This RARE find features three independent levels—each with its own private entrance and thermostat. Plus a fully finished basement complete with two separate entrances, full bath, and laundry area, making it ideal for extended family, guests, or potential rental income with proper permits. Enjoy sun-filled spaces highlighted by gleaming hardwood floors, an open-concept layout, and a stylish kitchen outfitted with granite countertops, maple cabinetry, and Frigidaire stainless-steel appliances. The first-floor boasts a unique sizable enclosed porch, 2 bedrooms for everyday convenience alongside a tastefully renovated bathroom with a double vanity/sink. At the same time, the upstairs ( accessible from the kitchen and also an outside entrance) provides 1 larger bedroom and living room providing flexibility for future use! Perfect for a home office, studio, or guest retreat. Step outside to a fully fenced yard, a detached garage, storage shed, , and an oversized driveway. Situated on a generous lot offering possible subdivision potential for future opportunities. Designed with functionality and sustainability in mind, the home is equipped with advanced Sunrun solar panels to enhance energy efficiency, a younger roof, and updated electrical service (220amp). With a long list of upgrades/improvements, low taxes, private beach access, this is a rare move-in-ready opportunity.
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Our Executive Mortgage Banker:
Our Insurance Division:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $512,000 | $512,000 | $512,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $709 | $709 | $709 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,029 | $3,194 | $4,181 |
| Total Monthly Payment | $3,830 | $3,995 | $4,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.