13880 SW 45TH TERRACE, Ocala, FL, 34473 | $265,000

Enjoy the best of both worlds with deed restrictions in place to maintain community standards—without the burden of an HOA, giving you added freedom and flexibility. This thoughtfully designed open-concept floor plan is ideal for both everyday living and entertaining. The spacious kitchen serves as the heart of the home, seamlessly overlooking the family room, dining area, front entry, and backyard through sliding glass doors—perfect for staying connected with family and guests. The kitchen is a standout feature, complete with a large center island, stylish shaker-style cabinetry, stainless steel appliances, and a generously sized pantry for ample storage. Luxury plank flooring flows throughout the main living areas, creating a modern and cohesive feel, while the bathrooms are finished with durable ceramic tile and the bedrooms carpet. The primary suite is generously sized and designed for comfort, featuring dual walk-in closets, a large walk-in shower, and double vanity sinks—creating a functional and relaxing retreat. Additional highlights include a convenient interior laundry room and dream backyard offering endless potential— This home is truly move-in ready and waiting for its new owner.

Located in the growing Marion Oaks community, this home places you close to everything you need for comfortable, everyday living. Just minutes away, you’ll find Publix on Marion Oaks Blvd, along with a variety of shopping, dining, and essential services.
Enjoy being within a short drive to some of Ocala’s most sought-after destinations, including the World Equestrian Center, Florida Horse Park, and Sholom Park—perfect for outdoor lovers and those who appreciate scenic beauty and local events. The Marion Oaks Recreation & Fitness Center is also nearby, offering a wide range of amenities such as sports courts, playgrounds, a splash pad, fitness center (with a low voluntary annual fee), and community spaces for activities and gatherings.

Healthcare and commuting are made easy with AdventHealth TimberRidge ER less than 10 minutes drive away, along with quick access to I-75 and SR-200—connecting you to Downtown Ocala, Gainesville, The Villages, Tampa, and Orlando.
Whether you’re a first-time homebuyer, investor, or relocating to Central Florida, this property offers the perfect blend of comfort, convenience, and long-term value. With continued growth, new developments, and expanding infrastructure, Marion Oaks is quickly becoming one of Ocala’s most desirable and promising areas.

Schedule your private showing today and discover a home where modern living meets everyday convenience in Southwest Ocala.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,671
  • Acreage: 0.23
  • Est. Taxes: $3,962
  • Elem. School: Sunrise Elementary School-M
  • Middle School: Liberty Middle School
  • High School: Dunnellon High School
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: OM720513
  • Days on Market: 44 days
  • Website: https://www.raveis.com
    /prop/OM720513/13880sw45thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 11:05:47 PM)
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE   Phone: 352-369-4044

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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13880 SW 45TH TERRACE, Ocala, FL, 34473

$265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $330 $330 $330
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,305 $1,357 $1,775
Total Monthly Payment $1,710 $1,762 $2,180

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.