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Rare opportunity to own this half-dormered mid-block cape cod conveniently located just a few blocks from railroad station for easy commuting. This home has a lovely maintenance-free exterior of brick and vinyl siding with a brick entry porch. The walkways are concrete as well as the 75-foot long concrete driveway for plenty of parking. Once inside, you are welcomed into the sunlit living room with large bay window and wood-burning fireplace. Eat in kitchen leads to the private backyard where you can relax on the custom deck with pergola overlooking the lawn and your oversized 2-story brick and vinyl sided garage with garage door opener. Brick and chainlink/vinyl fencing surround the fully-fenced backyard for privacy. The primary bedroom, 2nd bedroom and full bathroom with tub complete the first floor. There is hardwood flooring where seen as well as under carpet in living room and staircase. The second floor is currently a legal senior-residence use 1-bedroom dwelling with a large bedroom, full bathroom with tub, and living room/kitchen combo that can be converted back to 4th bedroom (buyers responsibility to qualify and maintain continued permitted use of senior residence with 2nd kitchen through town). There are 4 mini-split units in the home for cooling that can be utilized for heat in addition to or in place of steam and baseboard if desired. There is also a full unfinished basement to provide plenty of storage or additional opportunities. Don't miss out on this unique and rare opportunity!
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $1,182 | $1,182 | $1,182 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,219 | $3,581 | $4,644 |
| Total Monthly Payment | $4,493 | $4,855 | $5,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.