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Discover your dream home in this meticulously maintained 3-bedroom ranch, perfectly situated in a quiet, "tucked-away" Garnerville neighborhood that offers the ultimate blend of suburban serenity and modern connectivity. The sun-drenched main level features 1, 540 sq. ft. of elegant living space highlighted by gleaming hardwood floors, a cozy wood-burning fireplace, and a gourmet kitchen equipped with stainless steel appliances, a walk-in pantry, built-in instant hot water dispenser and charming skylights. The true showstopper is the expansive 250 sq. ft. all-season room, boasting vaulted wood ceilings and panoramic picture windows that lead directly to private side and rear decks—perfect for seamless indoor-outdoor entertaining. Adding incredible value is the fully finished basement, which features its own private exterior entrance, a second fireplace, an oversized laundry suite, and six versatile rooms tailored for a home office, guest quarters, or a recreation hub. This home is as reliable as it is beautiful, featuring a brand-new furnace (October 2025), a 2019 roof, and central air for year-round comfort. Located within the sought-after North Rockland Central School District, the property is a haven for outdoor enthusiasts, sitting just minutes from the scenic hiking trails of Hook Mountain, Hudson River access, and the world-renowned vistas of Bear Mountain State Park. For the modern commuter, it is a dream location—approximately 35 miles from New York City with effortless access to the Palisades Parkway, Route 9W/202, and the Bear Mountain Bridge. Whether you're relaxing on the welcoming wood front porch or exploring the nearby parks and cultural amenities, this home offers an unparalleled lifestyle in the heart of the picturesque Hudson Valley.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $1,256 | $1,256 | $1,256 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,721 | $2,870 | $3,756 |
| Total Monthly Payment | $4,069 | $4,218 | $5,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.