|
Two homes. One opportunity. And honestly… this is the kind of setup people are always hoping hits the market. Let’s start with the main house, because she’s ready for her moment. Over 1, 700 square feet, a split floor plan, tons of natural light, and a layout that just makes sense. It’s bright, it’s spacious, and it’s move-in ready… which means you can actually spend your weekends enjoying your new place instead of living at Home Depot. Now let’s talk about the bonus everyone secretly wants… the guest house. Two bedrooms, one bathroom, and just far enough away to give everyone their own space (because we love our people… but we also love a little distance). Whether you’re thinking multi-generational living, a spot for guests, a rental opportunity, or even a private office setup, this is where the flexibility really kicks in. It will need a little love before it’s fully ready, but nothing a few productive weekends can’t handle. Think of it as your value-add moment. Sitting on over a third of an acre, you’ve got just enough land to enjoy without signing yourself up for a full-time landscaping job. And the location? It checks every box. Quick access to I-75, close to shopping and restaurants, easy drive to Punta Gorda Airport, and plenty of nearby golf to keep things fun. And let’s not skip over the updates, because these are the ones that matter: Roof (main house) 2022. HVAC 2021. Water heater 2025. Well regularly serviced. Translation: big-ticket items already handled. This isn’t just a property… it’s options. Live in one, host in the other. Rent one, keep one. Work from one, retreat to the other. However you slice it, this one just makes sense.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $175 | $175 | $175 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,004 | $1,045 | $1,394 |
| Total Monthly Payment | $1,254 | $1,295 | $1,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.