314 BELLINGRATH TERRACE, Deland, FL, 32724 | $560,000

There’s a certain ease to life here, the kind that starts the moment you pull into the driveway and realize you’ve found a place that simply works. Tucked inside the 55+ community of Victoria Gardens, this home was designed with real life in mind, where everyone has space to spread out, yet still feels connected. Whether it’s extended family, visiting guests, or just wanting a little extra breathing room, the layout quietly delivers without making a big production of it. Inside, the home opens up in a way that feels both spacious and welcoming. Engineered hardwood floors carry you through the main living areas, while crown moulding and soaring ceilings add just the right touch of character. Everything flows naturally from one space to the next, creating an environment that feels easy, comfortable, and ready for whatever the day brings. The kitchen sits right at the center of it all, where conversations happen, meals come together, and no one feels left out. From here, you have a clear view of the backyard, so whether you're entertaining or just enjoying a quiet afternoon, you’re always connected to what’s happening around you. Bedrooms are thoughtfully positioned, offering flexibility for guests, hobbies, or simply a little extra privacy when needed. It’s a home that adapts to you, not the other way around. Out back, things slow down even more. The screened patio becomes your daily escape, complete with a gentle fountain and peaceful conservation views. Deer wander through, birds pass by, and suddenly you realize your morning coffee has turned into an hour… and you’re perfectly okay with that.
And then there’s the lifestyle that comes with it. Victoria Gardens isn’t just a neighborhood, it’s a rhythm. Mornings might start with a walk on the trails or a swim in the pool. Afternoons could mean a workout or lunch at the clubhouse restaurant. Evenings often bring neighbors together, whether it’s planned events or those spontaneous, “just stop by” kind of moments. With lawn care handled for you, your time becomes your own again. And when you do decide to venture out, you’re right where you want to be, with easy access to I-4, the beaches, airports, and all the energy of Orlando, including Walt Disney World just a drive away. It’s not just a home, it’s a shift into something easier, more connected, and a little more enjoyable than you expected.

Features

  • Amenities: Clubhouse, Fitness Center, Park, Pickleball Court(s), Racquetball, Recreation Facilities, Tennis Court(s), Trail(s)
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,528
  • Acreage: 0.25
  • Est. Taxes: $3,297
  • HOA Fee: $1,639 Quarterly
  • Lot Desc: Landscaped
  • View: Trees/Woods
  • Adult Communities: Yes
  • Elem. School: Freedom Elem
  • Middle School: Deland Middle
  • High School: Deland High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: V4947579
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/V4947579/314bellingrathterrace_deland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 11:48:10 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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314 BELLINGRATH TERRACE, Deland, FL, 32724

$560,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $448,000 $448,000 $448,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,579 $2,869 $3,720
Total Monthly Payment $2,946 $3,236 $4,087

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.