4395 Ocean Farm Drive, Summerville, SC, 29485 | $365,000

***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Located in the Watson Hill community of Summerville, this lovely single-level home offers a functional layout, thoughtful upgrades, and a convenient location. From the moment you arrive, you'll appreciate the landscaped yard, the charming exterior, and the welcoming front porch. Step inside to a bright, open floor plan enhanced by attractive flooring and abundant natural light. Down the hall, the living, dining, and kitchen areas come together seamlessly, creating an ideal space for everyday living and entertaining. The dining area offers easy access to the kitchen, which is both stylish and functional with gleaming countertops, white cabinetry, stainless steel appliances, a center island with seating, and a convenient pantry. The living room opens to an enclosed patio sunroom and overlooks the fenced backyard, extending your living space outdoors. The primary bedroom is thoughtfully located off the kitchen and features peaceful backyard views, along with an en suite bathroom that includes an extended vanity, step-in shower, and walk-in closet. This home also offers two bedrooms connected by a Jack-and-Jill bathroom, an additional bedroom, a full bathroom, and a laundry room. Out back, enjoy a beautifully landscaped yard perfect for relaxing or gardening. The outdoor space includes a greenhouse, a 4x8 utility shed, rain barrel, pet enclosures, and added drainage fields on both sides of the property. Even the garage stands out with painted walls, added ceiling and wall shelving, cabinets, and enhanced lighting. Additional highlights include adjustable blinds throughout, added vinyl flooring in the living/dining area and fourth bedroom, and solar panels. Conveniently located just 9. 1 miles from historic downtown Summerville, 10. 9 miles from I-26, and 12. 4 miles from I-526, this home truly offers comfort, efficiency, and accessibility. Come see today what makes this home so special. *Some images have been virtually enhanced/staged.

Features

  • Amenities: Dog Park, Park, Pool, Walk/Jog Trails
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Washer Hookup, Laundry Room
  • Style: Traditional
  • Development: 62 - Summerville/Ladson/Ravenel to Hwy 165
  • Year Built: 2023
  • Garage: 2-car Attached
  • Heating: Heat Pump
  • Approx Sq. Feet: 1,960
  • Acreage: 0.17
  • Lot Desc: 0 - .5 Acre, Interior Lot
  • Elem. School: Beech Hill
  • Middle School: East Edisto
  • High School: Ashley Ridge
  • MLS#: 26007799
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/26007799/4395oceanfarmdrive_summerville_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of Matt O'Neill Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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4395 Ocean Farm Drive, Summerville, SC, 29485

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,798 $1,844 $2,425
Total Monthly Payment $1,873 $1,919 $2,500

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.