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Welcome to YOUR beach home!! Nestled in a vibrant community just a short stroll from the sparking sands & rolling waves, this beautiful 4 BR, 3 Bath oasis is the perfect blend of style, comfort & convenience, making it ideal for families & savvy investors alike. Step inside the foyer & you're greeted by natural light in the dining & kitchen areas, creating an inviting atmosphere for gatherings with family & friends. The upgraded flooring extends throughout the majority of the home, ensuring a cohesive flow. The heart of the home, the KITCHEN, has been upgraded and boasts brand new appliances, cabinets, counters & flooring. Imagine enjoying your morning coffee or evening cocktail on the private rear deck. Say goodbye to parking woes with tons of off-street parking for you & guests. This property is not just a home, it's a fantastic investment for those considering AirBnB or short-term rentals. Its prime location & many updates make it an attractive option for vacationers looking for a perfect getaway. Walk to the beach (or park at the private lot near NBYC). Walk into town and enjoy the perks of coastal living-dine at local restaurants, explore charming boutiques, or take a leisurely walk on Niantic's Boardwalk.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 15.0 x 11.0 | Main |
| Bedroom 2 | Wall/Wall Carpet | 9.0 x 10.5 | Upper |
| Bedroom 3 | Ceiling Fan,Wall/Wall Carpet | 12.0 x 11.0 | Upper |
| Dining Room | Vinyl Floor | 11.0 x 17.5 | Main |
| Full Bath | Stall Shower,Laminate Floor | 9.5 x 7.0 | Main |
| Full Bath | Skylight,Double-Sink,Laminate Floor | 8.0 x 8.0 | Upper |
| Kitchen | Remodeled,Breakfast Nook,Built-Ins,Quartz Counters,Pantry,Vinyl Floor | 18.0 x 12.0 | Main |
| Living Room | Vaulted Ceiling,Beams,Book Shelves,Ceiling Fan,Sliders | 21.0 x 12.5 | Main |
| Primary Bath | Full Bath,Tub w/Shower,Laminate Floor | 11.0 x 11.5 | Main |
| Primary Bedroom | Skylight,Vaulted Ceiling,Dressing Room,Full Bath,Walk-In Closet,Wall/Wall Carpet | 21.0 x 12.5 | Main |
| Study | Built-Ins,Wall/Wall Carpet | 12.0 x 10.0 | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $563 | $563 | $563 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,244 | $4,283 |
| Total Monthly Payment | $3,731 | $3,899 | $4,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.