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Nestled on a quiet cul-de-sac just one minute from Main Street, this 3BR, 2. 1BTH center-hall Colonial blends vintage charm with many beautiful updates in a truly picturesque and convenient Southbury setting. A traditional entry and portico set the tone, and inside you'll find warm, inviting spaces filled with character. The main level offers a comfortable mix of formal and informal, including a spacious living room with a fireplace, a playroom, a sun-filled office or den with a wet bar, and a powder room. The kitchen is well equipped with ample cabinetry, tile flooring, and a garden window overlooking the yard. A large, vaulted sunroom, currently used year-round as a dining room, fills with natural light and provides an inviting space for both everyday meals and special occasions. Two spacious decks step down to a level, private yard with mature plantings, garden beds, flowering perennials, and a gardening shed. A retractable awning on the main deck makes outdoor dining and relaxing even more enjoyable. A small pathway in the backyard of the property provides access to Main Street. Upstairs, the primary bedroom includes a large walk-in closet and full bath. Two additional bedrooms with built-in shelving share a full hall bath. New designer wallpaper, paint, and wood flooring bring brightness throughout. A walk-up attic and spacious basement offer ample storage. The detached two-car garage measures 32 x 24 and includes a workstation and shelving, plus a large walk-up loft, ideal for a studio, workshop, or additional storage. Many recent improvements include a new septic leaching area installed in October 2022, a roof replaced in 2017, a boiler from 2019, a new well pump installed in 2023, and a new basement waterproofing system installed in 2024. Main level hardwood floors were refinished in 2023, and new wood flooring was installed on the upper level in 2023. Additional features include NEST smoke/CO detectors, new washer and dryer in 2023, new window treatments, and numerous new light fixtures and ceiling fans. A special property on a terrific lot and street, just moments to Main Street, the library, schools, shopping, restaurants, movie theater, parks, lakes, and all that Southbury has to offer. Enjoy this warm and charming vintage Colonial in a location that is hard to beat.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Book Shelves,Ceiling Fan,Hardwood Floor | 11.0 x 12.9 | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 11.0 x 12.8 | Upper |
| Dining Room | Vaulted Ceiling,Ceiling Fan,Sliders,Tile Floor | 12.7 x 16.2 | Main |
| Kitchen | Bay/Bow Window,Ceiling Fan,Tile Floor | 12.0 x 12.7 | Main |
| Living Room | Fireplace,Hardwood Floor | 12.6 x 25.0 | Main |
| Office | Ceiling Fan,Tile Floor | 9.3 x 22.0 | Main |
| Primary Bedroom | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 12.5 x 12.8 | Upper |
| Rec/Play Room | Hardwood Floor | 12.7 x 12.9 | Main |
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NMLS Mortgage Loan Originator ID 12578
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $448,000 | $448,000 | $448,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $518 | $518 | $518 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,650 | $2,758 | $3,658 |
| Total Monthly Payment | $3,260 | $3,368 | $4,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.